Quote:
Originally Posted by goofball
People without pre-existing conditions are slightly worse off. I was pointing out that it's not all downside because even if you don't have a pre-existing condition now you could easily end up with one at some point.
I presume insurance companies are worse off too, because demand for insurance isn't perfectly inelastic, they can't just "pass on all costs" to their policyholders. This might be off-set by other aspects of the bill, I dunno, but those parts too would have losers.
The reason I bring it up is akin to
this argument against the minimum wage - it's a stealth tax on select groups when your goals could be achieved with a broad-based tax and subsidy scheme. If you care about people with pre-existing conditions, give people with them a subsidy sufficient enough to pay for insurance. Of course, that would appear to increase government spending (and taxes) and hence be unpopular.