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Just got this to my inquiry as a merchant.
Quote:
Thanks for inquiring about FinPay. We are a private network and therefore only registered users have access to the list of merchants. I can tell you that our merchant network consists of hundreds of shopping, entertainment, and lending brands. We will be allowing open enrollment in the near future which would allow merchants to apply for network membership. In the meantime here is some information on our platform:
The Financial Payment Network is a financial technology company providing a robust mobile payments platform specializing in regulated markets. Our cloud-based platform consists of a digital wallet, pre-paid card, and merchant network connecting consumers with everything they need to shop, bank, and access entertainment venues online. The company’s unique “in-network” payments architecture offers merchants specialized payment solutions and services while lowering the overall costs of payments for both merchants and consumers.
It is the unique combination of our FinPay™ Digital Wallet, our FinPay™ Pre-Paid Card, our multiple access points, and our loyalty program that makes our technology and processes highly valuable to merchants and consumers alike.
The Financial Payment Network™ Platform delivers differentiating value to consumers and it’s merchant partners:
1. FinPay™ Merchant Network
Thousands of retail merchants available to consumers for shopping, gift cards, entertainment, and banking. The FinPay Merchant Network provides shopping discovery, product search, price comparison, daily deals, coupons and gifting - with the ability to make purchases and deliver them anywhere, with a few taps. Members of our merchant network benefit from a low cost payments environment with our “in-network” payments architecture.
2. FinPay™ Digital Wallet
Cloud-based digital mobile wallet platform that provides consumers with an anonymous mobile digital wallet with access to the FinPay Merchant Network for shopping, peer-to-peer payments, bill pay, consumer loans, and entertainment venues.
3. FinPay™ “In-Network” Payments Platform
FinPay’s™ “In-Network” architecture provides a seamless integration between consumers and merchants at the lowest possible cost. Funds between merchants and consumers can be recycled numerous times without having to access costly third party bank, credit, and debit networks.
4. FinPay™ Loyalty Rewards
Consumers earn loyalty points for their everyday shopping, banking, and entertainment experiences that are redeemable for cash back or merchandise available from the thousands of merchants in FinPay’s Merchant Network.
5. FinPay™ reloadable Pre-Paid Card
Consumers demand real-time access to funds while at the same time desiring a level of anonymity. Payment solution using 100% out of network transactions will be too costly to merchants and provide no privacy to the consumer. The Financial Payment Network’s FinPay™ pre-paid card will reduce cost, provide privacy and real-time access to FinPay™ wallet funds, and the flexibility to be used at any ATM or make purchases anywhere major debit cards are accepted. Our FinPay™ Pre-Paid Card removes barriers that otherwise cost merchants millions in lost revenue.
6. FinPay™ Access
Through www.finpay.net and our FinPay™ Mobile Application consumer’s can manage their account, get statements of their transactions, transfer funds, and receive promotions and offers from our merchant network members. Consumers can also earn points through our loyalty programs and use those points to purchase valuable merchandise at thousands of our merchant network partners.
7. Currency Conversion Technology
The Financial Payment Network recognizes the value of offering consumers more options when it comes to payments, and bitcoin is no exception. By accepting bitcoin we are expanding the payment alternatives available to consumers and members of the FinPay™ Merchant Network. Our FinPay™ Digital Wallet accepts bitcoin for deposits & withdraws as part of our payment solution. Though bitcoin has realized expanding adoption by consumers, regulators have been slow to approve this new virtual currency. We convert bitcoin to US currency for consumers prior to any transaction with our merchants so merchants can feel safe & secure that they are compliant with all current regulatory requirements. We also take the currency exchange risk so you don’t have to. Our bitcoin currency conversion feature is a game-changing proposition, especially for Merchants where traditional payment methods are expensive and facing growing restrictions within the bank and credit card communities.
The Financial Payment Network™ Platform
Our Robust compliance centric payments platform leveraging loyalty, mobility, consumer intelligence, and gift & stored value functionality
[IMG]
[/IMG]
The FinPay™ Platform facilitates cash access and online payments connecting consumers and merchants through proprietary mobile applications and point of sale software. FinPay™ utilizes its digital wallet technology to seamlessly bridge the gap between land-based, mobile, and online merchant environments.
The FinPay™ Digital Wallet allows consumers to facilitate electronic commerce transactions with thousands of retail, entertainment, and banking merchants. This includes facilitating transactions on-line with a computer or using a smartphone to facilitate transactions at the point-of-sale. Many merchants operate in a highly regulated environment. Accordingly, our digital wallet strategy is not limited to basic financial transactions but to also authenticate the consumer's credentials, such as age and geographic location.
I hope this information is helpful.
God Bless America!
Financial Payment Network, L.L.C.
The Financial Payment Network is a financial technology company providing a robust mobile payments platform specializing in regulated markets. Our cloud-based platform consists of a digital wallet, pre-paid card, and merchant network connecting consumers with everything they need to shop, bank, and access entertainment venues online. The company’s unique “in-network” payments architecture offers merchants specialized payment solutions and services while lowering the overall costs of payments for both merchants and consumers.
It is the unique combination of our FinPay™ Digital Wallet, our FinPay™ Pre-Paid Card, our multiple access points, and our loyalty program that makes our technology and processes highly valuable to merchants and consumers alike.
The Financial Payment Network™ Platform delivers differentiating value to consumers and it’s merchant partners:
1. FinPay™ Merchant Network
Thousands of retail merchants available to consumers for shopping, gift cards, entertainment, and banking. The FinPay Merchant Network provides shopping discovery, product search, price comparison, daily deals, coupons and gifting - with the ability to make purchases and deliver them anywhere, with a few taps. Members of our merchant network benefit from a low cost payments environment with our “in-network” payments architecture.
2. FinPay™ Digital Wallet
Cloud-based digital mobile wallet platform that provides consumers with an anonymous mobile digital wallet with access to the FinPay Merchant Network for shopping, peer-to-peer payments, bill pay, consumer loans, and entertainment venues.
3. FinPay™ “In-Network” Payments Platform
FinPay’s™ “In-Network” architecture provides a seamless integration between consumers and merchants at the lowest possible cost. Funds between merchants and consumers can be recycled numerous times without having to access costly third party bank, credit, and debit networks.
4. FinPay™ Loyalty Rewards
Consumers earn loyalty points for their everyday shopping, banking, and entertainment experiences that are redeemable for cash back or merchandise available from the thousands of merchants in FinPay’s Merchant Network.
5. FinPay™ reloadable Pre-Paid Card
Consumers demand real-time access to funds while at the same time desiring a level of anonymity. Payment solution using 100% out of network transactions will be too costly to merchants and provide no privacy to the consumer. The Financial Payment Network’s FinPay™ pre-paid card will reduce cost, provide privacy and real-time access to FinPay™ wallet funds, and the flexibility to be used at any ATM or make purchases anywhere major debit cards are accepted. Our FinPay™ Pre-Paid Card removes barriers that otherwise cost merchants millions in lost revenue.
6. FinPay™ Access
Through www.finpay.net and our FinPay™ Mobile Application consumer’s can manage their account, get statements of their transactions, transfer funds, and receive promotions and offers from our merchant network members. Consumers can also earn points through our loyalty programs and use those points to purchase valuable merchandise at thousands of our merchant network partners.
7. Currency Conversion Technology
The Financial Payment Network recognizes the value of offering consumers more options when it comes to payments, and bitcoin is no exception. By accepting bitcoin we are expanding the payment alternatives available to consumers and members of the FinPay™ Merchant Network. Our FinPay™ Digital Wallet accepts bitcoin for deposits & withdraws as part of our payment solution. Though bitcoin has realized expanding adoption by consumers, regulators have been slow to approve this new virtual currency. We convert bitcoin to US currency for consumers prior to any transaction with our merchants so merchants can feel safe & secure that they are compliant with all current regulatory requirements. We also take the currency exchange risk so you don’t have to. Our bitcoin currency conversion feature is a game-changing proposition, especially for Merchants where traditional payment methods are expensive and facing growing restrictions within the bank and credit card communities.
The Financial Payment Network™ Platform
Our Robust compliance centric payments platform leveraging loyalty, mobility, consumer intelligence, and gift & stored value functionality
[IMG]
[/IMG]The FinPay™ Platform facilitates cash access and online payments connecting consumers and merchants through proprietary mobile applications and point of sale software. FinPay™ utilizes its digital wallet technology to seamlessly bridge the gap between land-based, mobile, and online merchant environments.
The FinPay™ Digital Wallet allows consumers to facilitate electronic commerce transactions with thousands of retail, entertainment, and banking merchants. This includes facilitating transactions on-line with a computer or using a smartphone to facilitate transactions at the point-of-sale. Many merchants operate in a highly regulated environment. Accordingly, our digital wallet strategy is not limited to basic financial transactions but to also authenticate the consumer's credentials, such as age and geographic location.
I hope this information is helpful.
God Bless America!
Financial Payment Network, L.L.C.
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