Quote:
Originally Posted by CaseQuarter
Rephrase from above...Multiple banks in ottawa are telling me that I need residence to get an acct as a us citizen. I get mixed answers from them but am lead to believe that just having a place to stay while I am there doesn't establish residence. I would need something more govt issued. It sounds like some of you have just walked in to a branch and easily got an acct. Do those of you who have had success think that it could be because I'm looking in Ottawa instead of Vancouver. Maybe its easier to get one there. Or, do you think that I could have success in a face to face situation at a branch more than just asking some customer service rep? Why are Ottawa area banks telling me that I wont be able to open an acct when some of you have done it easily?
Like MrPlow said, proximity to the border may have something to do with it. Also, Ottawa being a federal government town, may be a bit more officious and stand-offish. OTOH, with all the diplomatic staff in town, branches in Ottawa must be used to having customers from other countries.
You might try to get an account in a border town. If you do, you will still be able to access it and use services at branches in Ottawa. Kingston is the closest border city with a population over 100,000 and Brockville is the closest over 20,000. I don't know if they'll give you an account in a border city branch if your address is going to be in another city, though.
Is there any particular reason you are thinking of Ottawa? It is a lovely city, population just under 1M, very green and open, but after Toronto and Vancouver, just about the most expensive city in which to live in Canada. Ontario border towns would all be cheaper. They'd also be smaller, and would be less attractive in appearance or amenities.
I noticed in your first post that you contacted four bank chains.
In Canada we have five large nationwide banks, plus some smaller players. The big five are:
- Royal Bank of Canada
- TD Canada Trust
- Bank of Montreal
- Bank of Nova Scotia, and
- Canadian Imperial Bank of Commerce (CIBC)
Each of these will have many branches in Ottawa. Make sure you call branches from each of these.
Other Schedule I banks with presence in Ottawa include
- National Bank of Canada (about a dozen branches in the area)
- Laurentian Bank (1 branch)
Both of these are mostly oriented to Quebec and Francophone customers.
HSBC Bank of Canada is a schedule II bank with 2 branches in Ottawa. I believe it is mostly oriented to business customers.
Also check out Credit Unions: Caisses Populaires d'Ontario has about 8 branches in Ottawa. There is some indication they might want to see a student visa or permanent resident card, but call a branch.