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I honestly have no idea what the average 40 handicapper would shoot. I just hope that I'm not stuck behind them, ever.
I don't know if a 40 is possible? I thought it maxed out at 36 or something.
Well, this was early in the summer and I hadn't had enough rounds logged to have an "official" USGA handicap so I was just using an estimator on the internet at the start of the summer. I don't remember my index back then, just that I definitely posted 3 rounds or so at 120+ before I started improving.