Quote:
Originally Posted by Hector Cerif
Help with my insanity:
Let some guy I was hanging out with borrow a fairly small amount of money.
Dude said he would pay me back in three days, doesn't return calls, says hell pay me back in three more days, another week, ok. Am facebook friends with dude, and thinking about writing something like dude is a thief and a liar on his wall.
Course that would probably be a bitch thing to do, should probably just chock it up to life experience or whatver. Dollar amount is small enough that getting it wouldn' effect my life -- still pissed for some reason.
You feel disrespected, perhaps taken advantage of. Let it be a lesson- considers "loans" a gift and any repayment also a gift.
It could be that the person thought you were an easy target, didn't need the money that badly and considers the friendship worthless enough to burn you over small amount of money. When you consider this it pisses you off.
It could be that the person is drowning, needed a lifeline, is still drowning and feels terrible about not paying you back on time but will when they can. Considering this possibility makes you feel better about the situation so try to think of it this way.
Whatever the reality is you should let it go, learn from it and don't lend money in the future with any expectation of getting it back. In my experience loans are only paid back if the relationship is valued very highly.
For people who I value the relationship but who always have money problems I use a strategy. When they ask me for money I tell them I can only give them some fraction but something still significant. Then I never bring it up again and of course they don't pay me back. If they ask me to borrow money in the future (which they rarely do, knowing that they still owe you and thinking you have forgotten) I will just bring up that they never paid me back from before. Doing this, you can preserve friendships with people who are financially irresponsible (but are otherwise cool) without appearing unsympathetic to their troubles or getting burned for a large amount of money.