For the next round of "tbab or mbab?", we have:

"I have to keep coming back to defend myself".

So just to be clear MLY, your claim is that Walmart halved the price/lb of their chicken since last week? Not that you were wrong about the price you paid last week. Not that you've been consistently under-counting your calories. Not that you're a pathological liar living in a fantasy world of your own creation. But that Walmart's prices and/or package sizing changed dramatically overnight in a way that just makes you look wrong?

And the fact that you're using your own scale to weigh chicken that comes in a package with its precise weight printed right on it is just fantastic. It's so weird how your oddly low weight measurements make the price/lb so much higher than what the package says!

Why do you always want to talk about what might be? How about what is?

I don't. Paying cash for a new car in an era of 0 APR loans and possible high inflation sounds awful. All that other stuff though, sure.

I know none of the details here, but I want to make a joke about how MLY should probably stop using the scale she bought at the end of the bet to measure her food. I don't have the energy to make it funny right now though.

Cit,

Vast majority of people, I'd agree with you. For her, I think paying cash is a good strategy.

Because I'm constantly working on improving right now and I'm not where I want to be yet.

Right now, I'm feeling good. I'm doing good with not smoking. I'm still working on my weight loss goals. My daughter is happy and healthy and I'm enjoying every moment with her. My job is going great. My bipolar is stabilizing, it's been three weeks now since I've had an episode. My relationship is growing and getting stronger and mending from the last year. I've gotten to spend a lot of time with my family the last few months. I'm budgeting and working on my savings and planning for the future.
Right now things are good, they are going to be even better over the course of next year.

I don't think I could get 0APR.
I'm not buying a brand new car either, it will be used of course but new to me.

What would you suggest I do?

I haven't tried this, but it sounds like good advice that I need to implement.

Looking around to give advice sounds like a great idea as well.

I first assumed that you meant "new to me" because of what I recalled of your financial sensibilities and your taste in cars and willingness to drive them into the ground (all of which, btw, I think are good things!). Something about the use of "new car" in prior post threw me.

As with everyone who makes large purchases with the option to use financing, I think that you should investigate the best financing available to you given the purchase you intend to make (or possibly use these options to help make the ultimate decision about which purchase you should make, ie, if you can get 0%APR on one car but 4% on another car, you might want to lean toward the 0% option). Following that investigation, you should think hard about the financing vs cash option. I know lots of people who are willing to give up sizeable chunks of financial return in order to minimize the amount or duration of debt. The fact that it's not "rational" doesn't matter as rationality is personal and the amount of stress that people have related to debts is similarly personal.

If you wind up being talking about a $5k car or whatever, the impact of a loan vs cash is going to be relatively low so it really doesn't matter. If you were actually talking about buying a $25k-35k car and paying cash, I'd be much more averse.

Regarding your qualification for 0%, who knows. You obviously more than me. As someone who saves a lot and makes a reasonable salary and doesn't carry debts, I'd be surprised if you couldn't get decent rates.

Do you have 529 plan for Jr?

MLYLT. If your credit isn't great right now, and you have cash to pay for a car, consider financing for 6 months. Good auto payment history can help your score a lot!

As one who has ridiculed numerous things itt, quibbling over weight and price of chicken parts at Walmart seems beyond LOL!

May I never set foot in H&F.

Thanks Cit. Ill look at all the options at the end of the year.

My Ex-usband not paying the mortgage on the house that was in my name made my credit take a hit. And, if you remember, the apt that Code3 and I shared(not the one he lives in now)tried to say we broke the lease by not giving 60days notice and charged us $1500 which is now on my credit report. We are going to see about getting that off somehow.
And, I have a lot of student loan debt.

I don't have a 529 yet, but I was actually researching it today. It seems it would be really good for tax savings as well.

I just started investing in some stocks, I might switch that over to the 529.

Right now I need to pay down student loans (avg interest 7%), or I need an investment with higher than 7% gains.

The primary difficulty that MLYLT has when it comes to advice is that she does not understand that she is not capable of accurately assessing the value of the advice. The result is that she evaluates the advice she is given and follows what she agrees with while ignoring what she does not agree with.

Any advice given to her needs to be able to bypass her filter in order to have any chance of being applied.

Did you give 60 days notice ? This seems weird, either you broke the lease or not right ?

I'm sure MLYLT didn't do anything wrong. Must have been someone else who made the mistake.

I wouldn't necessarily be hasty about that. Talk to a financial advisor (they're generally free to talk to because they make money on referral fees and such when you do actually products). Talk to a *good* financial advisor. If you have access to a 401k through work, it should most likely come before independent stock purchases, but I'm not qualified to say where it should come relative to 529/etc.

Yeah, there's no reason (aside from really, really bad ability to get credit) to have student loans in that range. Check out SoFi.com. You should be able to get a much better rate. The downside here is that student loans can generally be paused or have various conditions for forgiveness, but if you refinance to a private lender you lose those options.

I'm already investing in my 401k, my company matches 100% up to 6%!

sick brags girl

Congratulations on the weightloss mlylt, don't let these bickering apes grind you down!

I think you have to fight low key for it.

I noticed the chicken was tenderloins, that's different than just normal boneless, skinless chicken breasts.

I've also purchased them for $1.99 a pound at Wal-Mart for like 3+ years running. They're in slabs that range from 4-6 pounds. Same price at Winco and also at the meat counter at Fred Meyer. I assume those two stores aren't in your area but it illustrates how insane it is that $4/lb is the best you can do.

Loco,

Who do you think can do more push UPS, code or MLYLT If so by how many? Who would win in a fist fight ?

MLY not belaboring the point, but I just grabbed these three bone-in breasts(3.5 lbs) at 1.29/lb for 4.45:




They also had thighs for 1.69/lb:




And boneless/skinless breast for 2.49/lb:




If you're already going through the trouble of making meals, why not maximize that by buying a little more bulkier? They must have larger options, even at Walmart. Look at price per pound more.

Of those three bone-in breasts, I will bake them, use that for a dinner, make chicken salad with the leftovers, and throw the carcasses in a pot with some water, bay leaves, salt & pepper and have a few cups of chicken stock for some soup or whatever.