Open Side Menu Go to the Top
Register
Sporting Events FAQ, Liveblog, and BANGERS Sporting Events FAQ, Liveblog, and BANGERS

03-30-2013 , 10:39 AM
Read everything handed to you. Don't sign unless you fully understand what you are signing.

I'm pretty sure you know this though and are looking for ancillary advice. I was in my closing on a Friday afternoon for 4 hours because I'm a nit. Title lady probably wanted to kill me.

It's such a good time to buy right now I would think. Rates are still super low and prices haven't recovered yet, but the stock market has.

I got a 4.5 fixed 15-year loan 3 years ago and was fist-pumping pretty hard about it. Now they're like 2.5 and I'm too ****ing lazy to look into refinancing.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 10:43 AM
Quote:
Originally Posted by A-Rod's Cousin
Read everything handed to you. Don't sign unless you fully understand what you are signing.

I'm pretty sure you know this though and are looking for ancillary advice. I was in my closing on a Friday afternoon for 4 hours because I'm a nit. Title lady probably wanted to kill me.

It's such a good time to buy right now I would think. Rates are still super low and prices haven't recovered yet, but the stock market has.

I got a 4.5 fixed 15-year loan 3 years ago and was fist-pumping pretty hard about it. Now they're like 2.5 and I'm too ****ing lazy to look into refinancing.
4 hours? Jesus. What could have taken 4 hours? Did you not read before? She definitely wanted to kill you
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 10:50 AM
Quote:
Originally Posted by Holliday
Hey there, guys. I've decided to out myself:

I actually haven't been nearly as shallow and care-free as I've tried to depict on this forum for about the past year. The truth is my life sucks right now, and there's really nothing for it. Maybe sharing a bit and being honest about it will help, I hope, because I'm afraid I'm starting to crack:

Wife of Holliday stroke/brain tumor recovery log

So, college football was obviously a great diversion while it lasted, an escape really. I was going to talk about it right after the season ended, but you know, things come up. Sorry about holding out on you guys, and probably for unprovoked lashing out and whatnot.

Anyway, I'm going to begin logging her progress from today. We're really New Yorkers in Alabama, so we have limited smart people we can seriously discuss these matters with. Appreciate any input, and no, we're not that old.
jesus dude

i have no input but gl to your wife
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 10:57 AM
Quote:
Originally Posted by Holliday
Hey there, guys. I've decided to out myself:

I actually haven't been nearly as shallow and care-free as I've tried to depict on this forum for about the past year. The truth is my life sucks right now, and there's really nothing for it. Maybe sharing a bit and being honest about it will help, I hope, because I'm afraid I'm starting to crack:

Wife of Holliday stroke/brain tumor recovery log

So, college football was obviously a great diversion while it lasted, an escape really. I was going to talk about it right after the season ended, but you know, things come up. Sorry about holding out on you guys, and probably for unprovoked lashing out and whatnot.

Anyway, I'm going to begin logging her progress from today. We're really New Yorkers in Alabama, so we have limited smart people we can seriously discuss these matters with. Appreciate any input, and no, we're not that old.
Sorry, I don't really have any advice to give but know that I'm rooting for your wife.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 10:59 AM
glgl holliday thinking about you and your wife.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:04 AM
Thanks guys, and thanks to whoever suggested the lactate pills. I forgot how deeply satisfying milk can be!
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:07 AM
Good luck bud.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:10 AM
GL Holliday, stay strong bruh
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:23 AM
Quote:
Originally Posted by digables
4 hours? Jesus. What could have taken 4 hours? Did you not read before? She definitely wanted to kill you
Read the closing docs before closing?

The good news is I don't care what she thought about me. Making sure I don't get screwed over with my mortgage or home purchase is way more important to me than some title lady's happiness while doing her job.

We also had to call my broker because he ****ed up a number again. Dude ****ed up the numbers on every GFE document he sent me. He was a PITA to deal with.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:28 AM
Quote:
Originally Posted by Holliday
Thanks guys, and thanks to whoever suggested the lactate pills. I forgot how deeply satisfying milk can be!
yw but mostly i'm glad they didn't kill you since your wife seems to have enough on her plate right now.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 11:57 AM
GL Holliday. May SE's good vibes be with you.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 12:41 PM
Quote:
Originally Posted by Phildo
yw but mostly i'm glad they didn't kill you since your wife seems to have enough on her plate right now.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:18 PM
F60,

Read everything and just get a good, reputable lawyer.

ARC,

I know one person who has ever gotten a fixed mortgage. Variable is almost always the way to go.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:20 PM
Rewatching October Sky.

The sexual tension between Homer Hickem and his teacher Mrs. Riley is off the charts.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:43 PM
Half watching XXX: State of the Union on the treadmill. Vin Diesel and Samuel Jackson blowing **** up!
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:44 PM
Quote:
Originally Posted by SHARK DOCTOR
F60,

Read everything and just get a good, reputable lawyer.

ARC,

I know one person who has ever gotten a fixed mortgage. Variable is almost always the way to go.
hahahahahaohwow.jpg
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:45 PM
October Sky is fantastic
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 01:57 PM
still watching V MARS, amanda seyfried had incredible boobs back then
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:03 PM
Quote:
Originally Posted by dkgojackets
still watching V MARS, amanda seyfried had incredible boobs back then
Ever seen Chole. They aren't bad now.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:04 PM
Quote:
Originally Posted by CalledDownLight
hahahahahaohwow.jpg
I guess this is a good time to say LOLUSA.
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:05 PM
Quote:
Originally Posted by Richard Tanner
Ever seen Chole. They aren't bad now.
was not implying otherwise. looking forward to when lovelace is out
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:09 PM
Quote:
Originally Posted by SHARK DOCTOR
F60,

Variable is almost always the way to go.
Not this

Just staggeringly awful advice
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:17 PM
Quote:
Originally Posted by SHARK DOCTOR
Variable is almost always the way to go.
dude

no
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:17 PM
My personal finance teacher was adamant that you always get a fixed rate. That's my extent of knowledge on the subject
Sporting Events FAQ, Liveblog, and BANGERS Quote
03-30-2013 , 02:18 PM
lolvariables
Sporting Events FAQ, Liveblog, and BANGERS Quote

      
m