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Old 03-30-2013, 10:39 AM   #57026
A-Rod's Cousin
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Re: SE FAQ, Liveblog & Pet Talk

Read everything handed to you. Don't sign unless you fully understand what you are signing.

I'm pretty sure you know this though and are looking for ancillary advice. I was in my closing on a Friday afternoon for 4 hours because I'm a nit. Title lady probably wanted to kill me.

It's such a good time to buy right now I would think. Rates are still super low and prices haven't recovered yet, but the stock market has.

I got a 4.5 fixed 15-year loan 3 years ago and was fist-pumping pretty hard about it. Now they're like 2.5 and I'm too ****ing lazy to look into refinancing.
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Old 03-30-2013, 10:43 AM   #57027
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Originally Posted by A-Rod's Cousin View Post
Read everything handed to you. Don't sign unless you fully understand what you are signing.

I'm pretty sure you know this though and are looking for ancillary advice. I was in my closing on a Friday afternoon for 4 hours because I'm a nit. Title lady probably wanted to kill me.

It's such a good time to buy right now I would think. Rates are still super low and prices haven't recovered yet, but the stock market has.

I got a 4.5 fixed 15-year loan 3 years ago and was fist-pumping pretty hard about it. Now they're like 2.5 and I'm too ****ing lazy to look into refinancing.
4 hours? Jesus. What could have taken 4 hours? Did you not read before? She definitely wanted to kill you
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Old 03-30-2013, 10:50 AM   #57028
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by Holliday View Post
Hey there, guys. I've decided to out myself:

I actually haven't been nearly as shallow and care-free as I've tried to depict on this forum for about the past year. The truth is my life sucks right now, and there's really nothing for it. Maybe sharing a bit and being honest about it will help, I hope, because I'm afraid I'm starting to crack:

Wife of Holliday stroke/brain tumor recovery log

So, college football was obviously a great diversion while it lasted, an escape really. I was going to talk about it right after the season ended, but you know, things come up. Sorry about holding out on you guys, and probably for unprovoked lashing out and whatnot.

Anyway, I'm going to begin logging her progress from today. We're really New Yorkers in Alabama, so we have limited smart people we can seriously discuss these matters with. Appreciate any input, and no, we're not that old.
jesus dude

i have no input but gl to your wife
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Old 03-30-2013, 10:57 AM   #57029
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Quote:
Originally Posted by Holliday View Post
Hey there, guys. I've decided to out myself:

I actually haven't been nearly as shallow and care-free as I've tried to depict on this forum for about the past year. The truth is my life sucks right now, and there's really nothing for it. Maybe sharing a bit and being honest about it will help, I hope, because I'm afraid I'm starting to crack:

Wife of Holliday stroke/brain tumor recovery log

So, college football was obviously a great diversion while it lasted, an escape really. I was going to talk about it right after the season ended, but you know, things come up. Sorry about holding out on you guys, and probably for unprovoked lashing out and whatnot.

Anyway, I'm going to begin logging her progress from today. We're really New Yorkers in Alabama, so we have limited smart people we can seriously discuss these matters with. Appreciate any input, and no, we're not that old.
Sorry, I don't really have any advice to give but know that I'm rooting for your wife.
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Old 03-30-2013, 10:59 AM   #57030
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Re: SE FAQ, Liveblog & Pet Talk

glgl holliday thinking about you and your wife.
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Old 03-30-2013, 11:04 AM   #57031
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Re: SE FAQ, Liveblog & Pet Talk

Thanks guys, and thanks to whoever suggested the lactate pills. I forgot how deeply satisfying milk can be!
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Old 03-30-2013, 11:07 AM   #57032
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Good luck bud.
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Old 03-30-2013, 11:10 AM   #57033
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GL Holliday, stay strong bruh
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Old 03-30-2013, 11:23 AM   #57034
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Re: SE FAQ, Liveblog & Pet Talk

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4 hours? Jesus. What could have taken 4 hours? Did you not read before? She definitely wanted to kill you
Read the closing docs before closing?

The good news is I don't care what she thought about me. Making sure I don't get screwed over with my mortgage or home purchase is way more important to me than some title lady's happiness while doing her job.

We also had to call my broker because he ****ed up a number again. Dude ****ed up the numbers on every GFE document he sent me. He was a PITA to deal with.
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Old 03-30-2013, 11:28 AM   #57035
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Re: SE FAQ, Liveblog & Pet Talk

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Thanks guys, and thanks to whoever suggested the lactate pills. I forgot how deeply satisfying milk can be!
yw but mostly i'm glad they didn't kill you since your wife seems to have enough on her plate right now.
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Old 03-30-2013, 11:57 AM   #57036
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Re: SE FAQ, Liveblog & Pet Talk

GL Holliday. May SE's good vibes be with you.
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Old 03-30-2013, 12:41 PM   #57037
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Re: SE FAQ, Liveblog & Pet Talk

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yw but mostly i'm glad they didn't kill you since your wife seems to have enough on her plate right now.
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Old 03-30-2013, 01:18 PM   #57038
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Re: SE FAQ, Liveblog & Pet Talk

F60,

Read everything and just get a good, reputable lawyer.

ARC,

I know one person who has ever gotten a fixed mortgage. Variable is almost always the way to go.
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Old 03-30-2013, 01:20 PM   #57039
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Re: SE FAQ, Liveblog & Pet Talk

Rewatching October Sky.

The sexual tension between Homer Hickem and his teacher Mrs. Riley is off the charts.
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Old 03-30-2013, 01:43 PM   #57040
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Re: SE FAQ, Liveblog & Pet Talk

Half watching XXX: State of the Union on the treadmill. Vin Diesel and Samuel Jackson blowing **** up!
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Old 03-30-2013, 01:44 PM   #57041
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Re: SE FAQ, Liveblog & Pet Talk

Quote:
Originally Posted by SHARK DOCTOR View Post
F60,

Read everything and just get a good, reputable lawyer.

ARC,

I know one person who has ever gotten a fixed mortgage. Variable is almost always the way to go.
hahahahahaohwow.jpg
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Old 03-30-2013, 01:45 PM   #57042
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Re: SE FAQ, Liveblog & Pet Talk

October Sky is fantastic
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Old 03-30-2013, 01:57 PM   #57043
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Re: SE FAQ, Liveblog & Pet Talk

still watching V MARS, amanda seyfried had incredible boobs back then
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Old 03-30-2013, 02:03 PM   #57044
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Re: SE FAQ, Liveblog & Pet Talk

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still watching V MARS, amanda seyfried had incredible boobs back then
Ever seen Chole. They aren't bad now.
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Old 03-30-2013, 02:04 PM   #57045
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Re: SE FAQ, Liveblog & Pet Talk

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hahahahahaohwow.jpg
I guess this is a good time to say LOLUSA.
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Old 03-30-2013, 02:05 PM   #57046
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Re: SE FAQ, Liveblog & Pet Talk

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Ever seen Chole. They aren't bad now.
was not implying otherwise. looking forward to when lovelace is out
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Old 03-30-2013, 02:09 PM   #57047
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F60,

Variable is almost always the way to go.
Not this

Just staggeringly awful advice
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Old 03-30-2013, 02:17 PM   #57048
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Variable is almost always the way to go.
dude

no
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Old 03-30-2013, 02:17 PM   #57049
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Re: SE FAQ, Liveblog & Pet Talk

My personal finance teacher was adamant that you always get a fixed rate. That's my extent of knowledge on the subject
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Old 03-30-2013, 02:18 PM   #57050
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Re: SE FAQ, Liveblog & Pet Talk

lolvariables
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