Obamacare and poker - Politics and Economics

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Obamacare and poker

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03-21-2010 , 02:05 PM

isukatpkr

banned

Join Date: Jun 2007 Posts: 766

Ive been playing poker for the last 3-4 years as a job making between 40k and 60k a year.

Health insurance for me would be $700 a month in my area, and I have not had it in about 5 years.

What will obamacare do for me.

03-21-2010 , 02:18 PM

sex

banned

Join Date: Dec 2009 Posts: 658

Oops, I trolled it up and now I'm banned. Again.

03-21-2010 , 02:18 PM

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

Force you to buy health insurance for probably 300-400 bucks a month or pay a penalty of like 2000 dollars I believe. You'd be better off just paying the penalty if you don't go to the doctor much because if you ever get sick you can just buy insurance and no one can turn you down.

Last edited by SenorKeeed; 03-21-2010 at 02:19 PM. Reason: lol "insurance"

03-21-2010 , 02:23 PM

Double Eagle

Health Care Thread Czar

Join Date: Dec 2003 Posts: 8,323

Quote:

Originally Posted by isukatpkr

Hard to answer without more details, like how old you are, marital status, part of the country, etc. Here's a calculator where you can plug in your specifics to find out what you can expect to pay for insurance and how much (if any) subsidy you will receive.

03-21-2010 , 02:23 PM

Double Eagle

Health Care Thread Czar

Join Date: Dec 2003 Posts: 8,323

Quote:

Originally Posted by mjkidd

Please stop talking out your ass sir.

03-21-2010 , 02:27 PM

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

Well that was my understanding of the plan. What is incorrect about it?

03-21-2010 , 02:32 PM

Double Eagle

Health Care Thread Czar

Join Date: Dec 2003 Posts: 8,323

Quote:

Originally Posted by mjkidd

Well that was my understanding of the plan. What is incorrect about it?

Well, for instance, for a 25 year old, the expected premium will be about $200 a month, and waiting until you get seriously sick to sign up means any minor amounts you have paid beforehand do not count towards your deductible or out of pocket limits (not to mention that preventative care which is covered at 100%.)

03-21-2010 , 02:37 PM

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

Seems unlikely that he's 25 if he'd have to pay 700 bucks a month for health insurance currently.

03-21-2010 , 02:48 PM

rjoefish

Got Out the Vote

Join Date: Feb 2006 Posts: 31,086

WTF kind of coverage does 700/mo get you? Just looking quickly at random quotes I could get an HMO with dental rider for ~140/month. 26 and in Vegas fwiw.

03-21-2010 , 02:50 PM

#10

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

It buys coverage for 50 year olds.

03-21-2010 , 02:51 PM

#11

jah7_fsu1

Pooh-Bah

Join Date: Aug 2005 Posts: 5,867

Quote:

Originally Posted by rjoefish

WTF kind of coverage does 700/mo get you? Just looking quickly at random quotes I could get an HMO with dental rider for ~140/month. 26 and in Vegas fwiw.

So dependent on so many questions. I know my sister started at 200 a month (23, still in college, Kansas) and just jumped to 260 after getting it just 2 months ago. That said, 700 bones is a lot of a single person.

03-21-2010 , 02:55 PM

#12

AlexM

ignored

Join Date: Dec 2003 Posts: 20,655

$700 a month? WTF, I can get full coverage with a low deducatable from BCBS for like $200. Are you a crack addict or something?

03-21-2010 , 02:57 PM

#13

isukatpkr

banned

Join Date: Jun 2007 Posts: 766

I live in NY, not in the city,

29 non smoker, in very good health as well.

03-21-2010 , 02:58 PM

#14

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

Wow really? That's pretty surprising.

03-21-2010 , 03:00 PM

#15

Wynton

Carpal \'Tunnel

Join Date: Sep 2003 Posts: 15,189

Why do we have yet another thread on health care?

I'm worried that DE will have a breakdown, trying to rebut misunderstandings over countless threads, and that he will do so before insurance companies are forced to cover such a pre-existing condition.

03-21-2010 , 03:23 PM

#16

ElliotR

Carpal \'Tunnel

Join Date: Sep 2005 Posts: 30,029

Sorry, I'm too busy stocking my bomb shelter with water, food, guns and ammo against the tyranny that certain people assure me is coming after the vote today to keep merging threads.

03-21-2010 , 04:02 PM

#17

isukatpkr

banned

Join Date: Jun 2007 Posts: 766

Quote:

Originally Posted by mjkidd

Wow really? That's pretty surprising.

NYS is horrid for insurance, too many people scamming and welfare. Health Care is so expensive for an individual

03-21-2010 , 04:04 PM

#18

AlexM

ignored

Join Date: Dec 2003 Posts: 20,655

Quote:

Originally Posted by ElliotR

Sorry, I'm too busy stocking my bomb shelter with water, food, guns and ammo against the tyranny that certain people assure me is coming after the vote today to keep merging threads.

[ ] Understands what people are telling you.

03-21-2010 , 04:07 PM

#19

Double Eagle

Health Care Thread Czar

Join Date: Dec 2003 Posts: 8,323

Quote:

Originally Posted by isukatpkr

NYS is horrid for insurance, too many people scamming and welfare. Health Care is so expensive for an individual

New York will be one of the states where premiums come down the most due to the adverse selection problems they've had with community rating. Use the high cost area selection when using the calculator and it should give you a decent result.

03-21-2010 , 04:07 PM

#20

SenorKeeed

mew mew mew

Join Date: Jul 2006 Posts: 37,478

No he understands.

03-21-2010 , 04:41 PM

#21

isukatpkr

banned

Join Date: Jun 2007 Posts: 766

Quote:

Originally Posted by Double Eagle

OK, thanks, looks like I will actually be able to get insurance now...this is good for me if it works out how I think it will

03-21-2010 , 11:09 PM

#22

Charlie.Dont.Surf

veteran

Join Date: May 2008 Posts: 2,837

I'm 30 with good health in Phx AZ and pay $150/m for a Healthnet plan with $500 deductible.

03-21-2010 , 11:46 PM

#23

ikestoys

banned

Join Date: Nov 2006 Posts: 94,424

Quote:

Originally Posted by jah7_fsu1

So dependent on so many questions. I know my sister started at 200 a month (23, still in college, Kansas) and just jumped to 260 after getting it just 2 months ago. That said, 700 bones is a lot of a single person.

Girls cost more at this age because they can have babies, and babies are expensive.

03-22-2010 , 12:46 AM

#24

brian8065

grinder

Join Date: May 2005 Posts: 424

You will have less people with disposable income to play against.

03-22-2010 , 01:01 AM

#25

adi

old hand

Join Date: Oct 2005 Posts: 1,738

I pay 55£/month in UK with a major insurer, covers everything including dental. This includes treatment in private facilities, private hospital rooms with TV/choice of food,etc etc. No deductible.

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