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Do you always ask girls this before you do it, First I heard of anyone asking that .I always thought top and bottom was something gay guys ask.
It was the first time I had ever asked (the take your clothes off thing works pretty well though) I asked top or bottom because she had professional clothing on and the ground was pretty rough (my knees are scuffed up today and her shirt needed cleaning.
I mentioned my financial situation and she offered to help.