Quote:
Originally Posted by ElSapo
Yes, for many US credit customers, particularly if they've been with the bank a while, there's literally no investigation. Costs more to have someone look into it than to simply charge it back or write it off.
maybe with big banks, but when my family moved when i was in highschool, my mom opened a local bank account and my sisters followed suit when they were of age. the bank is terrible; i think all 3 have had fraud problems at least once to the point my mom would have me buy stuff online and write me a check for it. ive had zero problems ever with BofA and finally got my dad to switch.
he banked with wells (and all the ones prior) for years. what tipped him was getting money out for a trip to vegas (3-5k, idk) playing blackjack and exchanging a 100, couple minutes later gets a tap on the shoulder, says come with us. back room, telling him where did he get this bill, its counterfeit. gets confiscated, spends HOURS with wells over $100, finally gets it back and switches to BofA. he bills his clients more than that hourly but said it was the principle that they can actually send a fake bill through all their screening and give it to someone.