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Non US Citizen opening US bank account

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12-30-2014 , 06:25 AM

Aussie Rhino

veteran

Join Date: Aug 2007 Posts: 2,752

I'd really like to open up a bank account in the US, but am not a US citizen.

Is there a legitimate (and administratively easy) way to do this?

I do have a 1042-S form where I've paid tax to Uncle Sam on WSOP winnings - is there a unique reference on there that could help?

Thanks in advance

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12-30-2014 , 09:08 AM

malloc

grinder

Join Date: Aug 2008 Posts: 628

Are you a US Resident?

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12-31-2014 , 02:13 AM

Aussie Rhino

veteran

Join Date: Aug 2007 Posts: 2,752

Nope.

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12-31-2014 , 08:23 AM

malloc

grinder

Join Date: Aug 2008 Posts: 628

Then I expect you'll have quite a difficulty. Most US banks won't give me an account as a US citizen once I escaped -- err left.

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12-31-2014 , 08:42 AM

Doc T River

Master of the Edit Line

Join Date: Sep 2007 Posts: 13,059

Quote:

Originally Posted by Aussie Rhino

Have you asked a bank for guidance?

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01-02-2015 , 10:14 PM

TiggerToo

centurion

Join Date: Jul 2013 Posts: 196

You need a US tax ID, which you can get by phone. (Look at irs.gov for info.) You also need a US address, though you do not need to be a resident.

They are strict on both of these requirements to combat money laundering and other nefarious activity.

Individual banks may impose additional requirements. Talk to a representative at a bank in which you are interested.

Sent from my HTC6525LVW using 2+2 Forums

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01-06-2015 , 11:32 PM

jjshabado

Carpal Tunnel

Join Date: Jul 2006 Posts: 22,732

Given your name I doubt this will help but some Canadian banks (Royal Bank for example) can open a US bank account for you (they actually own a US bank and then make it easy to transfer funds to/from it). Not sure the requirements but at the very least I suspect you need to be a Canadian resident.

Possibly something like that in Australia but I would doubt it.

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