hey all, did a quick search and didn't find anything that really matched, so...

i've been grinding uNL for a few months now, and have enough BR that i want to cash some out and buy a couple programs (HEM and TableNinja), and maybe a couple upgrades for my computer. my only problem is i don't have a bank card. so if i want to buy anything online, my line looks like this:

cash out on PS, wait a week for money to drop in my account.
go to the bank, pull out cash.
find a friend who has a credit/debit card.
give him the money so he can deposit in his bank (all my friends fail at money).
use his card for my purchases.

too much time, too much hassle.

i've been looking into netteller, might this be the way to go? any downsides? anybody know of a better way? and btw i can't get a bank card either, i'm lucky they let me have a checking account after my wife bounced like $10k worth of checks lol. and also btw, i'm not talking about moving a **** ton of money here, either. a couple hundred tops. thanks for reading this thread.

edit: it would also be nice to be able to deposit when there are reload bonuses available, my bank wont do echecks anymore thanks to UIGEA

you have a bank account with no debit card? wtf? i have never heard of such a thing. just order a debit card. pretty simple. i know homeless people who have debit cards

moneybookers is good or instadebit. Within a few days you can link the account to your bank account.

Can also serve as a method of payment (i think) . FWIW i already payed something through paypal with a moneybookers account.

GL, or get a credit card.

thanks for the input

I'm quite confused why a bank would ever deny someone a debit card. It's a debit card, not a credit card - it only lets you take money you already have. They'll let you write checks, which was your wife's issue, but not a debit card? Makes zero sense to me.

I can't see how Neteller will help, unless there are merchants that have started taking it as a purchase method in the last couple of years - there never used to be any. Same problem with every other ewallet AFAIK. Although I noticed something on the Moneybookers site about ebay; I haven't checked into that yet.

You can at least pay for HEM & TN with Neteller or Moneybookers.

It depends of the type of debit card. Most VISA debit cards can easily be overdrawn. The way these cards work, money is not instantly withdrawn from your account when you use the card, intstead an authorization hold is put on your account for the amount of the purchase. The actual withdrawal of funds occur later, and there is a period of time between when the authorization hold disappears and the withdrawal of funds take place. These cards can also be used "offline" where there is no checking of availability of funds at the time of purchase.