Originally Posted by Sherman
Three non-hearts removed (you have two and board has one). 49 cards left, 13 hearts.
Four hearts on the board. 45 cards left, 9 hearts.
What is the probability that villain holds at least 1 heart? Easiest to figure the probability that he does not hold any hearts:
36/45 * 35/44 = .636
There is the 63.6% chance of villain holding exactly 0 hearts. The probability of him holding > 0 hearts (i.e. one or two hearts) is then the compliment:
1 - .636 = .363
Thus, there is a 36.3% chance of villain holding at least one heart by chance alone. The actual probability he holds a heart probably varies based on the actual action in the hand.
Sherman
edit: Also, this is called Clarkmeister's theorem iirc.