I hope the fish is the reason you are calling preflop so light. If he is a fish like you say I would like to try to isolate him by semi bluffing small on flop. When your tight utg raiser check raises here I think you have next to zero fold equity. The two clubs that are on board do make a great difference to me. If the A
is not on board he could have you in real bad shape. I might even fold to his check raise. If you are going to try to suck out I think it is better to peel for $40. I think you are most likely close to a 2-1 dog to his range. A or K on turn you can get away cheep or you might miss cheaper if he has a hand like AT and slows down after your call. By reraising you are maximizing your losses. I'm not so sure if its better to make this a one card draw for implied odds or to just shove the flop and not have to fold most turn bets.