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At the time all this went down, even a lawyer involved in the case could not expect the insurance to cover the entire claim
Yes, of course the county would still have to pay the deductible, and probably any amount above the $5 million coverage.
This was
not the end of the world (or county) however.
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which expanded to cover individual wrong-doing.
Just to be clear, the individual defendants would be indemnified by the county, since all parties (individual defendants, the county, and Avery) agreed the defendants had acted under color of law and within the scope of employment. This means the individual defendants would not be on the hook for the potential financial judgment and would be covered by the county.
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The actual settlement was done with SA extremely leveraged and unable to continue pursuing his case (for all intents and purposes)
True.
Before Avery murdered a young woman, the settlement offered to him was supposedly $1m.
He ended up settling for $400,000 from the county (covered by insurance, of course).
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- so, the facts, or investigation of such, never rose to the level of the allegations.
That they ever would is merely speculation.
The allegations had, of course, already been investigated by the WI DOJ who found there to be no intentional wrong-doing.
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The allegations were very serious and the lawsuit promised major exposure.
Agreed. As said above, the settlement offered to Avery before he had committed murder was supposedly $1m.
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A layperson, especially at that particular time in the matter, was not going to be privy to a complex (insurance) coverage analysis; nor would they be in a position to appreciate it. Given that, the case was a huge threat to the county, the named defendants, and those in LE.
I'm sure the individual defendants, Manitowoc County, and LE had a much better understanding of their situation then than Oski does now.
As Oski
remains on my ignore list, it's likely I won't see any response from him.
For more information on why the lawsuit motive is ridiculously overblown, one can read some reddit threads
here, including a
Q&A with someone claiming to have been a civil defense lawyer on the case being discussed.