Counting on retirement money from a government that wants to genocide whites in the UK.
Sounds like a plan...
In Germany, where info is from, you'll be lucky if you get anything by age 70, which statistically means just a couple years before you die.
Low IQ muslim invaders from the most impoverished backwards places of the muslim world will also make up the majority of "Germans" by then which means the whole country will inevitably collapse and only god knows what comes then (Caliphate of Germanistan anyone?).
Either way, everybody is the maker of their own demise and the 20s are to be somewhat lived and not to be ground up in the ever harder to win rat race imo if you have the chances at all to explore the world. He's not some 50 year old degening his life savings away in SEA.