Oh wow, that's kinda lame. Using an exploit like that will definitely reduce enjoyment/replayability. I found the subreddit and sent a PM to the game's dev about it, hope you don't mind.
Quote:
Originally Posted by goofyballer
What do you do with money in franchise mode? All the players you can actually buy are ****ty, so the players on your roster (once they get some experience) seem like they'll always be better than the players you can buy who have a max rating of, like, 40. (I'm still in season 1, idk if things change later)
Yeah, your players are always going to be better than those in the catalogue. The difficulty comes in trying to beef up those new guys to your current roster, while avoiding serious injury. Even the strongest of lineups can suffer setbacks. I usually dominate in brawls, but I just had an almost maxed player get instantly KILLED due to a crushed skull after losing a brawl. It took me a few seasons before I had a comfortable lineup with a backup for every position (except for goalie, apparently you only need one goalie).
I thought about detailing a post with tips and tricks, but figuring it out yourself is honestly a big part of the fun. It's definitely one of those games that are less fun if you start out knowing optimal strategy.