Quote:
Originally Posted by venice10
New Year's resolution: Spend a month writing down every thing you buy. That's everything, down to getting a soda out of the machine. It isn't the big leaks, it is the small leaks that kill your SR (think of it as WR).
Examples:
Bring your lunch instead of buying each day: $3/work day * 200d/y = $600/y
Buy coffee from Starbucks each day: $3.50/day * 365d/y = $1277.50/y
Buy soda each work day instead of bring it: $200
There's about $2000 a year and you can't say that really is going to impact your life. There's lots more you'll find when you start writing things down.
I do this currently and you're right, it's amazing how the little things add up. Everyone at works kinda kids me about bringing Pasta+Granola Bar+Banana+water everyday...EVERYDAY to work, but it costs me about $1.25 for food for the entire workday :-\
My monthly budget is fairly precise, except for a bucket called "random junk" that is $250/month...it's funny; each month I will find a new gadget to purchase (camera lens perhaps, my bicycle, some video games). After each of these I say "Ok, now I can't see myself buying anything else, I don't need anything else"...
Sure enough the next month I figure something else out that I'll need to buy. For the most part the purchases are +EV, in that they have brought me more happiness than I expected (my bicycle is a joy, and was only $225, my camera+lens' are a passion of mine that I would gladly spend money on), but the taking friends out to dinner/drinks might need to stop...Or just tone down the quality of restaurants I eat at.
EDIT: Jaron, his $3/day figure is likely the result of $6 cost of buying at work - $3 cost of bringing from home (IMO)