So many accidents everywhere! I get you--it's definitely risky to go out of the house (although accidents inside the house are also a thing LOL). What I do is make sure I am updated with latest news/accidents/police arrest within my area when I go. Trick here is to listen to police radio (apps for your mobile phone are available now, see
RRD.org's list for reference). But I got a more legit radio that keeps me on loop. It doesn't protect me for accidents, but I like having that peace of mind when I go out and drive around.