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What triggers affordability checks in the UK and what passes them? What triggers affordability checks in the UK and what passes them?

08-30-2021 , 07:11 PM
So I have been anxious about this for some time. I have a few game variants that I play. Initially I was playing heads up hypers but found mid stakes on you have to war against people that play high stake lobbies and the long term potential was not there.

I then moved to MTTS and found at low stakes I can make a small income which is better then minimum wage. I found the issue to get more income was either play more tournies which would mean playing across several sites which I had issues with or move up stakes but obviously this got tougher and comes with more variance.

I then moved over to spin and goes and my results on these have been positive with promising signs for the future but too small sample size to start drawing any big conclusions yet.

I run on a zero deposit rule to keep risk of affordability checks as low as possible. Basically I do one deposit when signing up to a site and that is it, no more deposits at all strict bankroll management to make very low risk of going broke.

my anxiety is could game volume trigger affordability checks itself? eg the margins one can make from spin and goes is not huge at all and if your going to make any decent money long term your looking at figures like 3% roi. I mean sure you can do better at $5 abd $10 but wont be making a killing at those etc. so lets say I make 3% roi for the sake of argument if I want to make $1000 a week that means I need to wager through/stake $33,333+. this would be at the $50+ level.

if I played 134 $50 games a day five days a week this would be realistic playing time and would be roughly on target. which would be wagering $33500 however to be playing this stake one would need I think a $10000 bankroll. if I built that up from a $500 deposit and never deposited again but had wages from a day job of less then £20,000 a year or no day job at all just poker surely that would fail affordability checks? or based on the fact that I am not depositing at all would I be affordability checked?

I know every site is different GG would likely ban me very quickly when they see I am profitable this is why I have never had an account with GG and never will building a bankroll from $500 is a lot of effort and then having to start over when banned on a different site not worth it I wont touch GG.

However the main companies/groups then would be
Pokerstars or Flutter
Partypoker or Entain
Ipoker network various sites
Unibet.

what is peoples experience of affordability checks from these sites do you get affordability checked for high volume play and no deposits? or have you been a high volume player on these sites and had no checks?

if you have been checked have they been concerned about bank balance and savings or just income and wage slips? credit cards or not etc. expenditure?

basically would getting a laptop on a credit card or over draft put me at risk of been banned from sites if checked? would the weekly take out of £20 affect my chances on expenditure etc for these checks?

Do I need to worry or am I likely safe?
What triggers affordability checks in the UK and what passes them? Quote
08-30-2021 , 10:56 PM
Whatever you're thinking of doing you should not do.
What triggers affordability checks in the UK and what passes them? Quote
08-30-2021 , 11:10 PM
The companies are following regulatory laws.

They are only interested in deposits and where the money came from.

This whole affordibility check us a load of bullshit.
What triggers affordability checks in the UK and what passes them? Quote

      
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