At game speed, calling 1, assessing the remaining flop action turn card and Lady's action is only a small mistake, but i think a mistake nonetheless.
What ranges can we give everybody on the flop? Unless she's on tilt or very aggro, Lady has a made flush, a set or even AJ, a high percentage of the time, better than 90% of the time. Maybe she has the naked K
without an A small % of the time. What can the other dudes have? The ancient guy could have Any big A KxK
QxQ
JJ AJs gutter like KJ,KQ, etc, something along those lines. maybe 44. Guy on the button may have a wider range. I'm sure I've left out other hands, but the amount of time you are behind Lady plus the amount of time you're behind the dudes together with the times they get there is really high 95%+. You only have top pair, mediocre kicker with maybe only a runner runner draw. 13-1 is a good price, but its not quite good enough.