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Are these your chances in a day/year/lifetime?
year
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Perhaps we can better our chances by 3 or 4 times by installing a home burglar/car alarm, maybe a fence, and (as you suggested) staying away from the "bad side of town?"
I think analyzing those stats wold be interesting. I haven't done an extensive analysis on on life long risks and how dose buying risk protection actually helps.
Or in general - what risk protection is actually worth buying?
Gun, pepper spray, life insurance, avoiding driving cars, 100 oz gold bar, 100 oz silver bar, friends in local police department, gym membership, avoiding flying planes, marital arts, folding knife, bars on windows.....