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Old 03-30-2013, 03:30 PM   #57076
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Re: SE FAQ, Liveblog & Pet Talk

Quote:
Originally Posted by Hold'em 07 View Post
They probably give you a lifetime supply of bagged milk if you sign a variable mortgage.
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Old 03-30-2013, 03:34 PM   #57077
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Re: SE FAQ, Liveblog & Pet Talk

wasnt this the guy who changed his name in one of the early drafts out of paranoia

LOL CANADA
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Old 03-30-2013, 03:46 PM   #57078
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Re: SE FAQ, Liveblog & Pet Talk

I think 311 might be the worst band of the 90s compared to their "peers". Down and their cover of Lovesong (Love Song) are just awful, and they should feel bad.
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Old 03-30-2013, 03:57 PM   #57079
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by A-Rod's Cousin View Post
You nor anyone else itt has any idea if rates are going to go up or down in the future, nor how much they will do so.

I locked in my rate because, at the time, I thought "4.5% sounds pretty low and I like knowing what my payments will be every month - and if they go much lower I can always refi".

Back from like 2000-2007 in the US, people were buying interest-only or ARMs and getting into homes with little or no money down. I know who some of these people are and several of them were on my FB feed from like 2008-2011 posting about their home for sale because they couldn't afford the $3,700 payment or whatever. Massive tards.

I pay $753/mo. for the next 11+ years.

Yeah. Pretty much this. The mortgage crisis caused lots of ARMs to skyrocket. Especially lolworthy to say variable mortgages are fine when a bunch of **** just went down recently.
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Old 03-30-2013, 03:58 PM   #57080
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by SHARK DOCTOR View Post
Any country that is looking to grow is going to experience inflation. If you don't, you're doing it wrong. Changes in mortgage rates will not be that drastic, at least not for the next 5 years.
You're making it worse.

If there is significant inflation going forward that is MORE of a reason to have a fixed rate mortgage, not less of one. If inflation goes to 10% you start paying like 12% interest with a variable mortgage and keep paying 4.5% or whatever on a fixed rate mortgage. This is ridiculously simple and obvious to anyone with a functioning brain.
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Old 03-30-2013, 04:03 PM   #57081
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by Steroid Boy View Post
wasnt this the guy who changed his name in one of the early drafts out of paranoia

LOL CANADA
Thanks again for the great post.

As mentioned back then, I changed because its usually not a good idea if a coworker in a new job knows your SN. Now I've moved onto bigger and better things and don't care if he knows. Coincidentally, he (like you?) is also looking for a used car for $15k.
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Old 03-30-2013, 04:06 PM   #57082
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Best Rihanna song?
all of them
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Old 03-30-2013, 04:07 PM   #57083
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by Riverman View Post
You're making it worse.

If there is significant inflation going forward that is MORE of a reason to have a fixed rate mortgage, not less of one. If inflation goes to 10% you start paying like 12% interest with a variable mortgage and keep paying 4.5% or whatever on a fixed rate mortgage. This is ridiculously simple and obvious to anyone with a functioning brain.
I don't disagree with any of this. And don't see where I did.
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Old 03-30-2013, 04:09 PM   #57084
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Re: SE FAQ, Liveblog & Pet Talk

I don't know why I even respond to steroid boy. It's been the same repetitive **** coming from the beginning.
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Old 03-30-2013, 04:11 PM   #57085
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To be fair, variable base rates are lower than fixed. Since the Fed is pretty content keeping rates low for a while, fixed isn't the slam dunk you guys are making it out to be.
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Old 03-30-2013, 04:14 PM   #57086
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by SHARK DOCTOR View Post
Thanks again for the great post.

As mentioned back then, I changed because its usually not a good idea if a coworker in a new job knows your SN. Now I've moved onto bigger and better things and don't care if he knows. Coincidentally, he (like you?) is also looking for a used car for $15k.
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Old 03-30-2013, 04:22 PM   #57087
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Re: SE FAQ, Liveblog & Pet Talk

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Originally Posted by SHARK DOCTOR View Post
I don't know why I even respond to steroid boy. It's been the same repetitive **** coming from the beginning.
make stupid statement
get called out
admit you have no idea what youre talking about
get mad


LOL CANADA
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Old 03-30-2013, 04:22 PM   #57088
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Re: SE FAQ, Liveblog & Pet Talk

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You the badass, bud.
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Old 03-30-2013, 04:31 PM   #57089
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Re: SE FAQ, Liveblog & Pet Talk

It really isn't that big a deal.

lol Riverman getting all condescending out and trying to go internet badass on him

someone really needs to slap that guy

knowing about interest rates isn't a sign of functional intelligence and isn't important to plenty of people. just because you know a lot about it doesn't make you awesome

it's lol that he's trying to defend himself, but nothin to get all mad over
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Old 03-30-2013, 04:32 PM   #57090
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Re: SE FAQ, Liveblog & Pet Talk

Dude you have serious issues.
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Old 03-30-2013, 04:35 PM   #57091
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Re: SE FAQ, Liveblog & Pet Talk

SE Survivor: Riverman vs. digables


gogogo
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Old 03-30-2013, 04:36 PM   #57092
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Re: SE FAQ, Liveblog & Pet Talk

see that one might not be so obviously terrible since literally all he does is stalk/troll me while adding no value of any kind
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Old 03-30-2013, 04:41 PM   #57093
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Re: SE FAQ, Liveblog & Pet Talk

plus if you don't win you can just get bailed out
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Old 03-30-2013, 04:42 PM   #57094
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Re: SE FAQ, Liveblog & Pet Talk

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Old 03-30-2013, 04:52 PM   #57095
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Re: SE FAQ, Liveblog & Pet Talk

LOOOOOOOOOOOL SURVIVOR

how about you finish your one with dean pussy

also, lol @ stalks
every horrible poster uses this excuse when people call them out a lot for sucking
suzzer did it too

you are horrible and you post everywhere, it's hard to avoid

the only one i legit went out of my way to troll was nath and i think i even apologized to him for it and have had no problems since

should prob make this my first ever use of the ignore list
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Old 03-30-2013, 04:53 PM   #57096
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Re: SE FAQ, Liveblog & Pet Talk

Think Riverman hitting that one time on his 50k post means it should be a whole new ballgame for 50,001-99,999. Clean slate.

Last edited by Das Boot; 03-30-2013 at 04:55 PM. Reason: everything's coming up Riverman!
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Old 03-30-2013, 04:54 PM   #57097
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Re: SE FAQ, Liveblog & Pet Talk

Quote:
Originally Posted by Das Boot View Post
Think Riverman hitting that one time on his 50k post means it should be a whole new ballgame for 50,001-99,999. Clean slate.
After the last couple, you must mean whole new ballgame for 50,092-99,999
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Old 03-30-2013, 04:56 PM   #57098
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Re: SE FAQ, Liveblog & Pet Talk

he's still getting the hang of his fresh start
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Old 03-30-2013, 04:57 PM   #57099
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Re: SE FAQ, Liveblog & Pet Talk

burke avatars > fgc avatars
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Old 03-30-2013, 04:59 PM   #57100
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Re: SE FAQ, Liveblog & Pet Talk

Mich. losing by 20 in their next game would be the best thing ever.
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