Quote:
Why do you believe that you would be subsidizing wealthier people's healthcare?
Here is the data for a family of 3 that is eligible for state subsidized healthcare. Their premium is a little over $100/month. My premium is over $600/month despite making a lot less than 55k/yr. link:
https://www.mahealthconnector.org/po...%2520Guide.pdf
Income guidelines
An individual may be eligible for Commonwealth Care if their family’s annual income is at or below
300% of the Federal Poverty Level (FPL).
Family Size Income at or below
3 $55,596
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A family of 3 (that is employed by a small company or self employed) can get this healthcare covered by the state where they pay $116/month for their premium. My income is unfortunately a lot less than $55K/yr and am a family of 3.
Plan Type 3 is for people with household incomes greater than 200% FPG but no more than 300% FPG.
• Type 3 plans have monthly premiums that vary by income, health plan, and region. People with incomes no greater than 250% FPG pay less than people with incomes above 250% FPG.
• There are co-payments for prescription drugs and certain other services.
For information about monthly premiums and copayments, call Commonwealth Care Customer Service at 1-877-MA-ENROLL (1-877-623-6765).
Commonwealth Care
Summary of Costs by Plan Type
Effective July 1, 2011
Plan Type 1
Plan Type 2
Plan Type 3
Monthly premium
(for lowest cost plan)
$0
$0 to $39
$77 to $116
Preventive services
$0
$0
$0
Office visits (PCP/Specialty)
$0
$10 / $18
$15 / $22
Radiology (x-rays, lab work)
$0
$0
$0
Imaging (MRI, CAT, PET)
$0
$30
$60
Outpatient surgery
$0
$50
$125
Emergency room visits
(no copay if admitted)
$0
$50
$100
Hospital stays (inpatient)
$0
$50
$250
Prescription drugs
(Generic/Preferred/Not Preferred)
$1-3 / $3 / $3
$10 / $20 / $40
$12.50 / $25 / $50
Contraceptive prescriptions
$0
$0
$0
Mental health/Substance abuse
(Outpatient/Inpatient/Methadone)
$0 / $0 / $0
$10 / $50 / $0
$15 / $250 / $0
Vision (exam/glasses)
$0 / $0
$10 / $0
$20 / $0
Max out-of-pocket
(Medical/Pharmacy)
per benefit year*
$0 / $200
$500 / $750
$800 / $1500