Quote:
Originally Posted by synth_floyd
Why are people afraid of a government health care plan taking something away from them? If they come out with single payer or medicare for all or whatever, wouldn't they be able to choose between the government plan and a private plan?
The government plan would be paid for by tax, so anyone wanting a private plan would be getting double-charged. You couldn't opt out of paying for M4A.
In Australia, there is a 1.5% tax levy which funds Medicare, means-tested so that low income earners don't pay. Then, if you earn over $70,000 ($US 50,000), you are over 30, and you don't have private health coverage, you pay an additional levy, the amount of which goes up for every year of your life you satisfy those criteria. So if you get to like age 60, could have had private coverage all your life and didn't bother, you'll pay a good chunk more tax. Also, private insurers are forbidden from not covering people (though there can be delays before pre-existings are covered, etc). This prevents a "death spiral" where all the sick people get dumped into the public system. These are the sort of contortions you need to go through to get a working two-tier system.
Not sure why Sanders' plan apparently bans private health insurance, as long as high earners are funding Medicare, who cares if they want to buy more cover.