Quote:
Originally Posted by PuppyFridayYall2
It is a worse policy—for ME genius. I want cheap high-deductible catastrophic coverage. I don't have access to that. I can only and have to buy a silver/bronze/**** plan from one company. What don't you understand? You do realize that pre-ACA, I could have had access to literally hundreds of plans, correct?
Jake
That
Plan
Would
Not
Have
Covered
You
In
The
Event
Of
A
Catastrophe
It was scam insurance; what part don't you understand?
They would have done some combo of:
1. Deny coverage for some procedures
2. Dropped you at re-enrollment
3. Claimed you had some weak preexisting condition link to what you have now and deny the claim
4. Lifetime capped your ass
What they would NOT have done is paid for all of your procedures after the 10k deductible and continued paying for them year after year
And other plans would have then not allowed you to join after this one dropped you because you would have preexisting condition
Also, why can't you take this to the ACA Healthcare thread? It's also a huge thread and specifically covers this topic with most of the same posters