Canadian Car Insurance/ When Is Statistical Discrimination OK? - Politics and Economics

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Canadian Car Insurance/ When Is Statistical Discrimination OK?

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07-30-2018 , 05:39 PM

David Sklansky

Administrator

Join Date: Aug 2002 Posts: 17,075

https://atlanta.cbslocal.com/2018/07...car-insurance/

The guy probably won't get away with it because he told on himself. However others will.

But I think this story is less trivial than it first appears. Partially because of the proclaiming what gender you are, unintended consequences. But more importantly because it raises the issue regarding when it is ok for a company or an individual to penalize an individual who is a member of a group that is statistically a bit more likely to have a particular negative attribute, even though that individual is not apt to have that attribute.

07-30-2018 , 05:47 PM

gregorio

Carpal \'Tunnel

Join Date: Jan 2007 Posts: 39,313

I hope health insurance never starts penalizing people based on things like this.

07-30-2018 , 05:52 PM

Hired Goons2

adept

Join Date: Apr 2013 Posts: 874

Gender, marital status, and age have been deemed socially acceptable in all/most states (NY). Religion, ethnicity, and sexual orientation have been deemed socially unacceptable as rating variables.

07-30-2018 , 06:16 PM

Morphismus

BBV Poker Player of 2022

Join Date: Feb 2008 Posts: 24,271

Joke's on him her if they cut her wage.

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