The Great ObamaCare Debate, Part 237: Back to Court - Page 211 - Politics and Economics

It has to do with the cost of living and affordability of health care that has been touted. You know monthly bills to pay. I'm looking at the big picture.

Right. Because property taxes in NJ were never high until Obama.

I lived in NJ for 30 years. Don't act like COL is all of a sudden an issue.

10-01-2013 , 10:18 AM

#5252

PFunkaliscious

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Join Date: Apr 2012 Posts: 3,061

Quote:

Originally Posted by raradevils

What are the differences from plan to plan as far as out of pocket expenses?

In NJ where the average house hold income is just shy of 60k. A large percentage of the people are not going to be getting subsides. They are going to be hit with 950/month premium (using the data supplied by the NYT). That's in addition to 10k a year property tax bill (if they own a home).

This is going to hit those that are not receiving employer sponsored health care very hard. I just don't know how people are going to be able to afford this.

How many of those that want to purchase a house will not be able to do so. This is just sad, this is not going to help the middle class at all.

Correct.

But think of people in places like Montana, where housing is super inexpensive; these people are going to make out like bandits.

10-01-2013 , 10:26 AM

#5253

raradevils

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Quote:

Originally Posted by Big Man

Right. Because property taxes in NJ were never high until Obama.

I lived in NJ for 30 years. Don't act like COL is all of a sudden an issue.

Did I ever say it they weren't. I too have lived in NJ for more than 30 years. I'm just stating that if you don't qualify for subsidies health cost are extremely high if you are at the bottom of the pay bracket. Do you not agree?

10-01-2013 , 10:41 AM

#5254

Big Man

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Quote:

Originally Posted by raradevils

I'm just confused as to why you are bringing up state property taxes in an Obamacare thread.

But hey, if you don't like being poor and being at the bottom of the pay bracket, just work harder and get a better job.

10-01-2013 , 10:48 AM

#5255

raradevils

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Quote:

Originally Posted by Big Man

I'm making a comment about the cost for the average person. I have two 20 somethings and I'm thinking about their future.

I'm doing just fine financially, but thanks for your concern.

10-01-2013 , 10:51 AM

#5256

V0dkanockers

old hand

Join Date: May 2009 Posts: 1,732

Quote:

Originally Posted by V0dkanockers

Well I tried using my Ipad this morning when I got up to look up how much this will cost me. And what do you know. It did not work. I got to the security questions and the drop downs did not work at all. I will bet it is because I am running iOS7. so I thought I would look it up when I got into work. Nope it is not working now either.

It is not like they had 3 years to get this figured out or anything. Or the fact they knew they would have a crap load of traffic this morning.

OMFG I finally got in (sort of) and this is what the drop downs look like when you are trying to sign up. I am using IE 10. This is not looking good, not good at all.

It is pretty bad when you cannot even create an account to be able to access this. This to me seems like the basic part. WTH is the process going to be like when you are actually trying to compare policies?

10-01-2013 , 10:54 AM

#5257

#Thinman

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people who live on the internet complaining about internet traffic on a release day as if they have no idea why its happening. go figure

10-01-2013 , 10:56 AM

#5258

Huehuecoyotl

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I still can't get in GTA Online, WTH Obama?

10-01-2013 , 10:58 AM

#5259

maxtower

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Quote:

Originally Posted by Ditch Digger

That's actually really cheap for a family of four. You'd be hard to find healthcare plan through a 9-5 that is cheaper than that. Usually you can get fairly cheap plans through work if you don't include your spouse on them. Once you put your spouse on them they can rocket up another 300+ a month. At that's my experience with 5-6 different employers.

I think you guys missed what I was trying to say. I understand that would be cheap healthcare plan for a family of four. But I think that even with the subsidy, this is going to be expensive for a family of four making $50k to participate in.

10-01-2013 , 11:26 AM

#5260

raradevils

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Quote:

Originally Posted by maxtower

I was trying to make the same point. I wish the republicans would allow this to go threw. This is going to crush the middle class.

10-01-2013 , 11:40 AM

#5261

Benholio

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Quote:

Originally Posted by maxtower

A family of four making $50k will be pretty heavily subsidized. That is just over 200% of poverty level. Family of 4, $50k/year:

Bronze Plan: $148/month.
Silver Plan: $280/month.

(Kaiser Subsidy Calculator)

Your point stands that it will be expensive for that family, when you factor in deductibles, etc - but it will be better than it was with the status quo when they got no subsidies at all.

10-01-2013 , 11:40 AM

#5262

dinopoker

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Doesn't most of the middle class have their insurance through their employer already?

10-01-2013 , 11:44 AM

#5263

grizy

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The site doesnt work but the prices are extremely, far more than i expected, competitive with what was available online.

I have been told the networks are not as big but these plans will bring a lot of people into the system and I really think the first time buyers will end up thinking "how did I ever live without health insurance?"

10-01-2013 , 11:45 AM

#5264

#Thinman

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i currently cover myself and my wife through work. we make 130k combined and i pay ~280/month for Kaiser. i'm guessing my coverage equates to gold coverage, probably better though. i make $15 co-pays for any visit and a recent MRI had no co-pay

plugged in the numbers on covered california.

@ 130k/year, Kaiser (gold) comes to $800/month
@ 40k/year, Kaiser (gold) is greyed out, cheapest plan is $400 for Valley, $470 for BC (after subsidies)

10-01-2013 , 11:48 AM

#5265

Benholio

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Quote:

Originally Posted by raradevils

I was trying to make the same point. I wish the republicans would allow this to go threw. This is going to crush the middle class.

What percent of the middle class do you think will be buying insurance from the exchanges without a subsidy?

10-01-2013 , 11:50 AM

#5266

Benholio

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Quote:

Originally Posted by dinopoker

Doesn't most of the middle class have their insurance through their employer already?

Yes. Here's the census report on employer-based insurance:

Spoiler:

10-01-2013 , 11:54 AM

#5267

LetsGambool

banned

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More expensive then the rara **** off and die plan

Obama can't deny this.

10-01-2013 , 11:58 AM

#5268

raradevils

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Quote:

Originally Posted by Benholio

What percent of the middle class do you think will be buying insurance from the exchanges without a subsidy?

I don't know. It is just another example of the more I make the more I get punished.

example, if I get a raise of 5k a year but lose subsidies of 3k do I really want that raise?

10-01-2013 , 11:59 AM

#5269

MrWookie

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Quote:

Originally Posted by raradevils

I don't know. It is just another example of the more I make the more I get punished.

example, if I get a raise of 5k a year but lose subsidies of 3k do I really want that raise?

5000-3000 = HOLY **** I HAVE NO IDEA IF I WANT TO DO THIS. I DON'T KNOW IF IT'S EVEN POSITIVE OR NEGATIVE. DAMN YOU BARACK HUSSEIN OBAMA!

10-01-2013 , 12:00 PM

#5270

Huehuecoyotl

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No, you don't want 2000 dollars.

10-01-2013 , 12:02 PM

#5271

raradevils

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Quote:

Originally Posted by MrWookie

5000-3000 = HOLY **** I HAVE NO IDEA IF I WANT TO DO THIS. I DON'T KNOW IF IT'S EVEN POSITIVE OR NEGATIVE. DAMN YOU BARACK HUSSEIN OBAMA!

No it's just liberal policies in general.

10-01-2013 , 12:03 PM

#5272

MrWookie

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Join Date: Feb 2005 Posts: 94,159

Won't somebody PLEASE think of the poor millionaires who won't even be getting a subsidy?! They likely already have insurance through an employer, but if they don't and they're just trust fund capitalists, they're going to have to pay FULL PRICE for that gold plan. They'll have to forgo leasing a Beamer! And to buy health insurance instead! And they're obligated to do so!

10-01-2013 , 12:03 PM

#5273

raradevils

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Quote:

Originally Posted by Huehuecoyotl

No, you don't want 2000 dollars.

figures, not looking at the taxes required due to an increase.......

10-01-2013 , 12:03 PM

#5274

MrWookie

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Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by raradevils

No it's just liberal policies in general.

Arithmetic has a well-known liberal bias.

10-01-2013 , 12:05 PM

#5275

MrWookie

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Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by raradevils

figures, not looking at the taxes required due to an increase.......

****, for a middle class person, that $5000 might even be taxed at TWENTY FIVE PERCENT. How will we ever know if losing a $3000 subsidy and paying taxes on $5000 will let us come out ahead or not! I can't possibly fathom the math.

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