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The Great ObamaCare Debate, Part 237: Back to Court The Great ObamaCare Debate, Part 237: Back to Court

04-06-2018 , 10:27 PM
6000 for a family of 4???

In my state a family of 4 (parents late 30's non smoker) is around 2300 dollars per month! I think it's the bronze plan, but what I am sure of is it's like a 13k deductible.

My bronze policy is 6k per year for single person: male, 38 year old, non smoker with 6600 dollar deductible.

It's a catastrophe.
04-07-2018 , 09:35 AM
Quote:
Originally Posted by jsb235
Look, I know it sucks finding out that the crap industry you work in is way more crappy than you ever realized. But, don't attack the messenger (RNA).

That's a pharma joke.
What is RNA's favorite food?

Spoiler:
GUAC!
04-07-2018 , 09:41 AM
Quote:
Originally Posted by Mr Rick
I think this is untrue.

The average monthly payment for people with subsidies (i.e., the poorest who pay for insurance) just went down to $89/month.

For states with expanded Medicaid the poorest of the poor pay nothing. Thats 15 million people.

Who gets hit hardest are those who don't qualify for subsidies. Especially in red states that are actively trying to sabotage Obamacare. Still even though they are paying something like $6,000/yr for a family of 4 they do get the benefits of:
- no lifetime cap
- no exclusion for pre-existing conditions
- limits on out of pocket expenses
- can't be kicked off insurance once they have been diagnosed with severe illness or condition

And ironically they can now choose not to have insurance at all.
You should read the article. It's about insurance companies gaming how subsidies are calculated
05-29-2018 , 04:21 PM
Giving it another go

05-30-2018 , 12:54 PM
Quote:
Originally Posted by Huehuecoyotl
You should read the article. It's about insurance companies gaming how subsidies are calculated
The article is suggesting states and local governments should game the market place to maximize federal subsidies.

Insurance companies, if anything, prefer more premiums to be paid in subsidies so their interests are actually aligned with patients and local governments.
06-04-2018 , 02:10 PM


The ONLY silver lining here is that these new rates will be dropping just weeks before Election Day. It remains to be seen whether or not the Dems can get ahead of messaging on this. Numerous polls I've seen recently cite healthcare as either the top or second-to-top issue to likely voters.
06-04-2018 , 07:03 PM
People are stupid. It's still called Obamacare, therefore THANKS OBAMA.
06-07-2018 , 01:37 PM
In a shocking turn of events, Obamacare costs will go up 20-40% in a number of states primarily due to the idiot ministration killing the mandate requirement.

On a happier note, the people most affected will be the idiot Trump supporters who make too much to qualify for subsidies but don't have employer supplied insurance.

Leopards eating faces....

MM MD
06-08-2018 , 12:52 PM
This is a great read about recent DOJ efforts to repeal the ACA (June 2018 version), and why the DOJ position is a flaming pile of dog****:

https://takecareblog.com/blog/the-es...dable-care-act

snippet:
Quote:
Earlier today, the Justice Department filed a document in a case about the Affordable Care Act that was so radical, and so self-evidently without merit, that career lawyers in that agency would not sign their names to it. In fact, the document is such a transparent embarrassment that three career lawyers involved in the case withdrew their appearance before it was filed, presumably to avoid the taint of being listed on a docket where it appeared. Reading the filing is enough to explain why none of them could stomach it. The document is not so much a brief as the establishing shots of a heist. The damage it will do to the Department of Justice as an institution is hard to assess at this early date. But while we are not naïve enough to believe that these lawyers will endure the slightest sanction, social or professional for doing this, we are unable to resist a few remarks on their work product, such as it is.
NYT coverage:
https://www.nytimes.com/2018/06/07/u...-care-act.html
06-08-2018 , 02:39 PM
My understanding, at least a while back, was that the red states were undermining ACA but blue states were actually doing well. Was it a mistake to give discretion to state governors over decisions regarding participation with the ACA?

If President Obama had foreseen this mistake, how would he have gone about administering said discretion regarding each state?
06-08-2018 , 02:57 PM
Quote:
Originally Posted by TeflonDawg
My understanding, at least a while back, was that the red states were undermining ACA but blue states were actually doing well. Was it a mistake to give discretion to state governors over decisions regarding participation with the ACA?
IANAL, but I'm pretty sure the ACA couldn't have survived a court challenge otherwise.
06-08-2018 , 04:09 PM
This rate increase is going to hit me very hard. Looks like my insurer asked for a 37% increase. As a point of reference, I stepped down to one of the lower tier plans this year because of a ~25% premium increase. Now I'll be paying more than I was in 2017 for a really good plan, but I'll be down two tiers on a very mediocre plan where the first ~6K comes out of pocket.

Whoever gets blamed for this is going to get hammered at the polls, and I'm afraid that low information voters will just blame Democrats because it's called Obamacare. We'll be "losing" arguments about this for the rest of our lives.
06-08-2018 , 05:36 PM
Quote:
Originally Posted by cuserounder
This rate increase is going to hit me very hard. Looks like my insurer asked for a 37% increase. As a point of reference, I stepped down to one of the lower tier plans this year because of a ~25% premium increase. Now I'll be paying more than I was in 2017 for a really good plan, but I'll be down two tiers on a very mediocre plan where the first ~6K comes out of pocket.

Whoever gets blamed for this is going to get hammered at the polls, and I'm afraid that low information voters will just blame Democrats because it's called Obamacare. We'll be "losing" arguments about this for the rest of our lives.
R's are banking on their plan of "then let's not have sick poor people get healthcare then" work as long as it lowers costs for everyone else. Ie, banking on narcissism.

Can't say they're wrong about thinking like that in this country.

The only point they have is people who eat ****, never exercise, and/or smoke a lot is just plain stupid for everyone else to have to pay for.

Ideally we'd get healthcare turned around from a for profit industry all around into one that actually gives a **** but it looks like that's not gonna happen. Usually the only thing that passes is throw a lot of money at the problem and just sit back and watch as greed takes over and then we find out later a bunch of people just swindled it.
06-08-2018 , 05:38 PM
Quote:
Originally Posted by Namath12
Giving it another go

With McCain gone (at least he hasn't been around the senate for awhile to my knowledge) they got the votes now?
06-08-2018 , 05:42 PM
Quote:
Originally Posted by TeflonDawg
My understanding, at least a while back, was that the red states were undermining ACA but blue states were actually doing well. Was it a mistake to give discretion to state governors over decisions regarding participation with the ACA?

If President Obama had foreseen this mistake, how would he have gone about administering said discretion regarding each state?
Partly yes. The Medicaid expansion court decision blindsided the Obama administration, so not much they could have retroactively done there, but as far as the exchanges go the Obama admin drunk their own koolaid in thinking they were going to be so absolutely amazing that everyone, Republicans included, would want to join in. They did have a back up in that if the state didn't want to take care of the exchange the Federal government would step in, but state backing really helps the exchanges.
06-08-2018 , 06:01 PM
Quote:
Originally Posted by wheatrich
With McCain gone (at least he hasn't been around the senate for awhile to my knowledge) they got the votes now?
Don't see how that would help. He's still a senator.

They need 50 regardless (either 50-49 or 50-50 + Pence).

It's honestly probably harder for them now because Jones has replaced Strange since the last vote.
06-08-2018 , 06:47 PM
Maybe they think it is a winning issue ahead of the midterms or something? Honestly who knows, maybe they just want to kill more people.
06-08-2018 , 06:54 PM
Quote:
Originally Posted by dth123451
Maybe they think it is a winning issue ahead of the midterms or something? Honestly who knows, maybe they just want to kill more people.
They need more donations. Killing people is just a bonus.
06-08-2018 , 08:52 PM


Chris Hayes is talking about this right now.
06-08-2018 , 09:12 PM
Quote:
Originally Posted by MrWookie
They need more donations. Killing people is just a bonus.
So awesome.

Also, they get to see if Roberts will buckle under the pressure.

Kennedy might also say no because maybe laws matter. And if Trump can do this then all of the precedents Kennedy fought hard for re gay rights will be next.
06-08-2018 , 10:06 PM
Quote:
Originally Posted by cuserounder
Whoever gets blamed for this is going to get hammered at the polls, and I'm afraid that low information voters will just blame Democrats because it's called Obamacare. We'll be "losing" arguments about this for the rest of our lives.
This is a spot where Democrats' poor messaging ability could really hurt. They should be absolutely hammering away on this. Just use the buzzword "sabotage" a million times.

It's an issue they can credibly blame the Republicans for, and it's an issue they should WANT to get in the news as much as possible.

They don't need to play defense on Obamacare anymore. Most Democrats are in favor of single payer now. So make the case! Republicans sabotaged healthcare, we can fix it with single payer.
06-08-2018 , 10:12 PM
This **** is going to backfire on Republicans IMO.

The DOJ thing may be too under-the-radar for people to notice, I dunno. But if they seriously bring up ACA repeal again this summer they're going to get eviscerated in November.
06-08-2018 , 10:37 PM
I genuinely don't understand the GOP strategy on this. They got rid of the thing that people don't like - the individual mandate. Now that it's gone, they're trying to sink the things that virtually everyone likes: the guaranteed issue and community rating provisions? That doesn't make any sense to me at all, from a strategic perspective.

(I mean, my guess is that donors/insurance companies are pressuring the GOP because, duh, the guaranteed issue and community rating only work in a world with the individual mandate. But that's a relatively wonky argument, the kind of thing that democrats would say, not the kind of thing republicans would argue.)
06-08-2018 , 10:44 PM
Also Obama derangement syndrome
06-08-2018 , 10:59 PM
Quote:
Originally Posted by JoltinJake
This **** is going to backfire on Republicans IMO.

The DOJ thing may be too under-the-radar for people to notice, I dunno. But if they seriously bring up ACA repeal again this summer they're going to get eviscerated in November.
Protections for people with existing conditions polls at like 80%. Republicans had to invent the repeal and replace lie because parts of Obamacare are universally popular. Don’t see how this doesn’t absolutely destroy them.

      
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