The Great ObamaCare Debate, Part 237: Back to Court - Page 200 - Politics and Economics

So you have a super strong opinion about the ACA, watched a Romney/Obama presidential election, yet have no idea about the health plan Romney helped put into place in MA 7 years ago?

Perfect.

09-24-2013 , 04:15 PM

#4977

raradevils

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Join Date: Mar 2007 Posts: 8,189

Quote:

Originally Posted by LetsGambool

So you have a super strong opinion about the ACA, watched a Romney/Obama presidential election, yet have no idea about the health plan Romney helped put into place in MA 7 years ago?

Perfect.

Sorry, I didn't know you were from Mass. I didn't check your bio or remember if you posted that someplace else.

09-24-2013 , 04:18 PM

#4978

Riverman

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Droopy,

No. There are small employer credits too.

09-24-2013 , 04:27 PM

#4979

Namath12

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Quote:

Originally Posted by droopy0021

Tax credits (based on income) are available to individuals applying for coverage throught the Exchange only, NOT through individual plan or through an employer based plan.

Employers facing large increases are going to be in a tough spot - dumping their plan and having employees go through the Exchange isn't necessarily a good solution for employee. What if employer was paying 50% to 80% of the cost to employee? Are subsidies through the Exchange capable of of making up the difference? If employee income is close the top of income range eligible for subsidy (44K indiv or 94K for family of 4) I would doubt it.

Employers could look at changing the way they offer benefits - higher pay in lieu of health ins. I know that's what many want - that's just going to be a difficult proposition in a small window with so many pieces still unknown to employer and employee.

I think he was talking about small business tax credits, which were discussed a few pages back.

09-24-2013 , 04:29 PM

#4980

Namath12

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Quote:

Originally Posted by raradevils

Sorry, I didn't know you were from Mass. I didn't check your bio or remember if you posted that someplace else.

And you didn't remember that MA has this plan in place and has had it in place for years and most people in MA are happy with it?

Unsurprising. I mean even Romney wouldn't even own it and it was his plan.

09-24-2013 , 04:41 PM

#4981

rjoefish

Got Out the Vote

Join Date: Feb 2006 Posts: 31,086

Quote:

Originally Posted by droopy0021

I'm referring to the small business tax credits here. It has nothing to do with the exchanges or subsidies offered to employees.

ETA: Ash beat me to it =\

09-24-2013 , 04:49 PM

#4982

wj94

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The small business tax credits are almost impossible to qualify for. If the average salary of all employees is over $50k they are not available and they phase out quickly for average salaries over $30k, which is almost every business. When employee income averages less than $30k, the employer probably has no group health plan in the first place.

09-24-2013 , 04:58 PM

#4983

JimAfternoon

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You guys must be salivating. Just a few more days until the public discovers the true, secret awesomeness of Obamacare.

09-24-2013 , 05:06 PM

#4984

droopy0021

veteran

Join Date: Jul 2005 Posts: 2,384

Quote:

Originally Posted by rjoefish

I'm referring to the small business tax credits here. It has nothing to do with the exchanges or subsidies offered to employees.

ETA: Ash beat me to it =\

I misunderstood what you were asking. Tax credit for 2014 and forward is only for small businesses using the SHOP (exchange for small businesses).

Details can be found here:

Tax credits for small employers

I'll just say it's not simple to figure out.

09-24-2013 , 05:08 PM

#4985

LetsGambool

banned

Join Date: Jan 2007 Posts: 26,568

Quote:

Originally Posted by JimAfternoon

You guys must be salivating. Just a few more days until the public discovers the true, secret awesomeness of Obamacare.

Ive been through an implementation of this.

Its not that dramatic.

09-24-2013 , 05:14 PM

#4986

rjoefish

Got Out the Vote

Join Date: Feb 2006 Posts: 31,086

droopy: yea that's the site I was just looking at. They have a calculator of sorts on there if you click the link to the Form 8whatever towards the bottom.

09-24-2013 , 05:59 PM

#4987

FlyWf

It's the other way

Join Date: Apr 2004 Posts: 58,097

Quote:

Originally Posted by LetsGambool

Ive been through an implementation of this.

Its not that dramatic.

That's the craziest thing. Most people will see nothing change. Literally nothing, because they are in a large group or on a government plan. What does Jim think will happen to those people?

09-24-2013 , 06:01 PM

#4988

FlyWf

It's the other way

Join Date: Apr 2004 Posts: 58,097

So, yeah, Jim, you said that **** sarcastically, but I can't wait for Obamacare to get implemented. There will be glitches, there will be oversights, there will be errors. You'll hear about all of those.

But actual real live human beings will get affordable, quality health insurance, perhaps for the first time in their lives. Setting aside the political fallout, that's a good thing.

09-24-2013 , 06:05 PM

#4989

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by FlyWf

Poor minorities will get things, tho.

09-24-2013 , 06:05 PM

#4990

iLikeCaliDonks

banned

Join Date: Jan 2011 Posts: 15,154

Is this the place where I can slam Senator cruz for trying to defund obamacare? Dude sounds like a hick with a tie on hahaahaha.

09-24-2013 , 06:06 PM

#4991

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

iLCD,

Tragic Death of the Republican party is the best thread for that, although there's some overlap.

09-24-2013 , 06:06 PM

#4992

LetsGambool

banned

Join Date: Jan 2007 Posts: 26,568

Quote:

Originally Posted by FlyWf

That's the craziest thing. Most people will see nothing change. Literally nothing, because they are in a large group or on a government plan. What does Jim think will happen to those people?

Exactly. I think it might do some bad things on the cost side or access side over time and need some adjustments, but its not like on October 1st people are going to suddenly not be able to go to the doctor or have to write a big check or anything.

Most people who have problems on October 1st will be people who will be better off with the ACA.

09-24-2013 , 07:09 PM

#4993

wj94

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Join Date: Dec 2011 Posts: 7,951

Quote:

Originally Posted by LetsGambool

its not like on October 1st people are going to suddenly not be able to go to the doctor or have to write a big check.

That doesn't happen until January 1.

http://www.foxnews.com/politics/2013...are-nightmare/

Fox News story, but this will take place all over the country for younger families when their existing plans are automatically changed over to the most comparable metal plan.

https://scontent-a-dfw.xx.fbcdn.net/...52255033_n.jpg

09-24-2013 , 07:22 PM

#4994

JimAfternoon

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It's affordable though -- it's in the name of the bill, ffs.

09-24-2013 , 07:25 PM

#4995

neg3sd

banned

Join Date: Nov 2008 Posts: 3,335

Quote:

Originally Posted by JimAfternoon

You guys must be salivating. Just a few more days until the public discovers the true, secret awesomeness of Obamacare.

Which government program runs so smoothly that gives you so much confidence that Obamacare would be good for the nation?

09-24-2013 , 07:28 PM

#4996

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by wj94

HOLY ****! MY HEALTH INSURANCE PREMIUMS ARE GOING TO TRIPLE, JUST LIKE THESE PEOPLE'S!

Quote:

https://scontent-a-dfw.xx.fbcdn.net/...52255033_n.jpg

butnahhhhhhhhhhhhhhhhhhhhhhhhhhhh

Seriously man, look at your own damn figure.

09-24-2013 , 07:29 PM

#4997

spanktehbadwookie

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Forbes is all over the map on this one?

http://www.forbes.com/sites/micahsol...tr*********re/

09-24-2013 , 07:30 PM

#4998

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by neg3sd

Which government program runs so smoothly that gives you so much confidence that Obamacare would be good for the nation?

Medicare, Social Security, the NIH, the national parks service, the NSA spying program

09-24-2013 , 07:32 PM

#4999

LetsGambool

banned

Join Date: Jan 2007 Posts: 26,568

Quote:

Originally Posted by wj94

Id like to see those plans compared apples-to-apples, but yes, I would have liked a bit more flexibility high deductible plans. Maybe that can be added smartly later if we ever move to improve the ACA.