If anyone is curious what the actual total cost of their employer health care insurance is just look on your W2.

It's reported on box 12b DD.

The amount shown is the total of the employer and the employee premium contributions. It is the true total cost of the yearly premium cost (does not include co-pays, coinsurance, etc, just the premium).

My insurance cost (for self+spouse) is >$11,000.

https://www.irs.gov/affordable-care-...ealth-coverage

That box is empty in my W-2.

I can't find the piece, but I've read something roughly like that, but it just seems so absurd that it cannot be sustainable. These private companies will provide me with an uncompensated subsidy because the law says so? They're not gonna find a loophole nor the Republicans give them one. Also young healthy people making just enough money in neoliberal hell to not qualify for subsidies are gonna stay in a market with endlessly increasing premiums because an unenforced mandate tells them to. JenniferLawrenceOK.gif

How anyone can argue against Medicare For All after witnessing this **** show is beyond comprehension.

How much do you think a 30 year old that has no on going medical problems would pay in a Medicare For All plan? I mean a range would be fine. I have no idea other than it wouldn't be zero.

The main problem is the Republicans with a lesser measure of how complicated Obamacare is. Republicans have no vision of what healthcare in America should be so they just want to deny Democrats by any means necessary. If we had Medicare for All Republicans would be doing the same hijinks but with that program. Of course it'd probably get much more pushback because it'd probably be more obvious what Republicans are doing to the lay person but who knows.

I used to have good coverage. Now I have worse coverage that costs more thanks to Obamacare.

Why should an insurance company be forced to give insurance to someone they know will cost them a lot more than they will ever collect in premiums

You're lying.

Idk about the "same hijinks." While of course their healthcare monkeying is already unpopular, most regular people don't give that much of a ****, because they receive coverage through their employer and do not see the impact of rising premiums directly. If healthcare is enshrined as a right from birth and everyone is on the same plan (Medicare), Republican meddling will then face an ENORMOUS backlash, since now that's your plan they're ****ing with. Someone more knowledgeable of the history than me can chime in, but my understanding is that Republicans have done pretty badly in tampering with the non-means-tested safety net, Social Security and Medicare for 65+. I would think they'd be similarly stymied on Medicare for All.

You have a poor understanding of how insurance works.

How do you know you had good coverage if the insurance company never had to pay out for anything of any significance?

ya I am with you. I do think they will figure out something to screw over the poor ppl and ppl on subsidies.

but right now, insurance companies are going to raise the prices of the middle and upper classes.

theres also something to do with tax rebates too. I think those are gonna continue.

http://www.npr.org/2017/10/13/557628...subsidies-stop

I don’t think you understand how insurance works

Look for subsidies to shift to "underserved" markets, i.e. where white people live.

Ill just post most of it bc it explains a lot. makes it seem like an awful decision by trump. costs the govt more. and costs the middle class more. just pure idiocy. but the low income ppl should be ok and paying the same amount.


MCEVERS: Right. So these are subsidies for lower-income people basically.

KODJAK: Yes.

MCEVERS: OK, so those payments are going to stop. How will that affect people?

KODJAK: So the people that get these discounts aren't going to lose them. The insurance companies are required by law to offer the discounts. So people have these policies, will still get their low deductibles and their low co-payments. But the insurance companies aren't just going to take that loss. So they have said - and when they file rates with their states, which they have to do under the Affordable Care Act, they've said they'll raise their premiums to make up for that lost income.

MCEVERS: Does that mean they will go up for everyone?

KODJAK: Well, not exactly. The top-line premiums will be higher. But again, the Affordable Care Act law, it's really complex. And it tries to protect people from these fluctuations in insurance rates. So in addition to these discounts that we just talked about, most people who buy insurance on the ACA exchange also get a tax credit to reduce the cost of their premiums. And those credits are designed to keep those costs stable. So if premiums rise, the tax credits rise, too. And so that means, like, if I pay $200 a month for my insurance with the help of a tax credit, next year I'll probably still just pay $200 even if the advertised premium's higher. And the government's going to have to pick up the tab.

MCEVERS: Who would this affect the most?

KODJAK: Well, you know, the people who are most likely to see an increase in their costs are the people who don't actually qualify for those tax credit subsidies on their premiums. That means people who have relatively high incomes - a family of four with an income of about $100,000. That's where that starts. And they will have to absorb the full premium increase because they don't get any sort of tax credit at all.

MCEVERS: And then what about the cost to the government? I mean, that sounds like it's the goal here - right? - is the government pays less.

KODJAK: It would sound like that. But the Congressional Budget Office, which analyzed these things for Congress, they say this is actually going to cost the government more. And that's the irony. By stopping these payments, which are about $7 billion a year in total, the president could increase the cost because those tax credits go to so many more people that if premiums go up across the board, they're going to be paying out a lot more in tax credits. So it's a little bit of a miss on the budget, and it could hurt a lot of middle-class families.

"Hey your premiums are going way up, but you get a bigger tax credit! (assuming Trump doesn't find a way to take it away)" - is not a frictionless sell. People will be pissed.

Lol at Joe the Plumbers of the world (assuming Joe actually had owned his own plumbling business) getting ****ed hardest of all. Nice work playing yourself.

[ ] saves the government money
[ ] lowers middle class premiums
[x] makes his ignorant base happy

The Republican public does not like Obamacare because it is too expensive. They desire subsidy increases but don't know it because they are ignorant about healthcare and believed that Trump was a smart businessman who could fix it.

I mean in the sense they'd be trying to cut corners, reduce benifits to "undeserving" groups but yea I think you have a good point.

This. He's playing the mob boss "nice insurance you got there, be a shame if something happened to it". And when the rates go up hell try and blame Obamacare and try force Democrats to the table. It's brazen contempt for his base thinking that they're too dumb to put two and two together but who knows maybe they are.

So wrong. The rabid hatred of Obamacare among Republicans stems from their rabid hatred of Obama. Arguments about costs were obtained by working backwards. A large percentage of these people are already on Medicare, and if you think they hate Obamacare costs out of some altruistic view of a better life for their children and grandchildren, go ask them their opinions on regulating climate change.

Republicans cynically fused the hatred of Obama to create an impression of Obamacare as a boondoggle with the promise of making it all better. They turned around and put out plans to make it worse in order to get some tax breaks for billionaires. Now it's a question of how long they can keep the "Obamacare is a disaster, we can do better" charade up. Maybe their hatred of Obama will blind them to the obvious, that Republicans have no interest in making healthcare cheaper.

My guess is they will keep the charade going forever. The whole thing is a con preying on the gullibility and irrationality of ignorant people. You CAN fool some of the people all the time, after all.

they are

[tweet]919358539273068544[tweet]

https://twitter.com/joshtpm/status/919358539273068544

I kind of want to see what was said right after this

Steve Bannon: People will suffer!

Evangelical Christians: Yay!