The Great Equifax Pant ****ting of 2017 - Politics and Economics

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The Great Equifax Pant ****ting of 2017

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09-08-2017 , 12:45 PM

Loki

binary duo

Join Date: Nov 2015 Posts: 12,772

So we're all ****ed, right? They lost EVERYTHING. For half the country.

I'm sure Donald trump will handle this crisis though.

Can the company pay for credit monitoring for 140 million people or whatever? And what happens now that half the country has had their SSN, credit cards, contact info, etc lost in a hack?

Does the country need to move, as a whole, in another direction, one that doesn't rely on SSNs? How do we recover from this?

09-08-2017 , 12:54 PM

raradevils

Carpal \'Tunnel

Join Date: Mar 2007 Posts: 8,189

Buy stock in life lock?

09-08-2017 , 01:11 PM

will1530

self-banned

Join Date: May 2009 Posts: 5,773

Quote:

Originally Posted by Noodle Wazlib

JFC. Pretty sure China or Russia could cause the great recession round II with that kind of data.

09-08-2017 , 01:13 PM

iron81

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Join Date: Sep 2005 Posts: 17,729

Quote:

Originally Posted by raradevils

Buy stock in life lock?

Should go in The Tragic Death thread. Internet liberals snark at Olds buying Lifelock, but the Olds have the last laugh.

I checked, they did in fact have access to my info. Equifax said I had to wait a couple days to sign up for credit monitoring.

09-08-2017 , 01:34 PM

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by Noodle Wazlib

1. From what I heard, if you sign up for Equifax credit monitoring, it comes with agreeing to not sue Equifax, and when the year is up, you are auto-subscribed for $.

2. We can move on from SSNs, but most other readily usable forms of ID will be hackable.

09-08-2017 , 01:38 PM

will1530

self-banned

Join Date: May 2009 Posts: 5,773

The monitoring service comes with some strings attached of course

Quote:

You could be giving up some of your rights to sue. At first, Equifax said anyone who gets the credit monitoring service, TrustedID, must agree to submit any complaints about it to arbitration. Those people wouldn't be allowed to sue, join a class-action suit, or benefit from any class-action settlement.
After public pressure, Equifax added an opt-out provision on Friday. Customers can get out of the arbitration requirement by notifying Equifax in writing within 30 days of accepting the monitoring service.

OTOH all my credit info is out there thanks to the OPM breach. Might as well take advantage of another year of credit monitoring.

09-08-2017 , 01:41 PM

Trolly McTrollson

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Yeah, I already got got during the great OPM breach, and my school got hacked a while back. Pretty paranoid about this **** as a result.

Class action lawsuit when?

09-08-2017 , 01:46 PM

stinkubus

Pooh-Bah

Join Date: Jan 2012 Posts: 4,422

I wonder how old their tech was. Most big companies I worked for (not tech sector) used pretty antiquated **** for the most part because upgrading is expensive.

09-08-2017 , 01:47 PM

iamnotawerewolf

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Join Date: Jul 2011 Posts: 31,482

anyone else put off by the "give us your info to see if we leaked your info" line?

09-08-2017 , 01:50 PM

#10

goofyballer

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Join Date: Jun 2005 Posts: 70,719

Quote:

Originally Posted by iron81

Equifax said I had to wait a couple days to sign up for credit monitoring.

This is such BS, btw. "Come back and sign up on your particular day. This is the only day you can register, and we're not going to remind you again!" They're trying so hard to not have to cover the consequences for their ****up.

09-08-2017 , 02:04 PM

#11

Loki

binary duo

Join Date: Nov 2015 Posts: 12,772

Quote:

Originally Posted by Trolly McTrollson

Yeah, I already got got during the great OPM breach, and my school got hacked a while back. Pretty paranoid about this **** as a result.

Class action lawsuit when?

Ongoing

https://news.ycombinator.com/item?id=15200955

I Also got got by OPM hack

@wook

SSNs are a bad idea for credit stuff. Sure other things can get hacked, but they're probably easier changed than half the country's SSNs.

Also, news out recently indicates hackers have infiltrated our power grid. I bet trump gets on that ASAP....

WAAF.

09-08-2017 , 02:29 PM

#12

Namath12

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Company execs sold millions in stock before the announcement of the data breach. Obviously this was completely coincidental and this news played no part in the sale.

09-08-2017 , 02:30 PM

#13

Namath12

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There are people walking around DC right now who believe that these credit reporting agencies are vastly over-regulated

09-08-2017 , 02:40 PM

#14

raradevils

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Join Date: Mar 2007 Posts: 8,189

Quote:

Originally Posted by Namath12

There are people walking around DC right now who believe that these credit reporting agencies are vastly over-regulated

Regulation worked on this one

09-08-2017 , 03:00 PM

#15

Trolly McTrollson

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Quote:

Originally Posted by raradevils

Regulation worked on this one

Go away.

09-08-2017 , 03:09 PM

#16

goofyballer

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Equifax showing how much they learned about security with their response website

Quote:

What's more, the website www.equifaxsecurity2017.com/, which Equifax created to notify people of the breach, is highly problematic for a variety of reasons. It runs on a stock installation WordPress, a content management system that doesn't provide the enterprise-grade security required for a site that asks people to provide their last name and all but three digits of their Social Security number. The TLS certificate doesn't perform proper revocation checks. Worse still, the domain name isn't registered to Equifax, and its format looks like precisely the kind of thing a criminal operation might use to steal people's details. It's no surprise that Cisco-owned Open DNS was blocking access to the site and warning it was a suspected phishing threat.

Quote:

Meanwhile, in the hours immediately following the breach disclosure, the main Equifax website was displaying debug codes, which for security reasons, is something that should never happen on any production server, especially one that is a server or two away from so much sensitive data. A mistake this serious does little to instill confidence company engineers have hardened the site against future devastating attacks.

09-08-2017 , 03:27 PM

#17

Paul McSwizzle

Pooh-Bah

Join Date: Nov 2007 Posts: 5,531

Quote:

Originally Posted by raradevils

Regulation worked on this one

lol, because it's either "regulated" or "not regulated," right?

the idea is that the regulation should be better. stop watching FNC, it's hurting your brain.

09-08-2017 , 03:46 PM

#18

Inso0

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Join Date: Nov 2006 Posts: 8,723

Dear hackers: while you're in there, see if you can make my student loans go away. I promise to make the minimum payments for a few months on that new credit card you signed up for in my name to buy Russian Real Dolls; 4-6 months max. After that, the repo man is coming for Natasha. Make that time count.

Also, sorry to the thousands upon thousands of Milwaukeeans I've run credit reports on through Equifax over the past 5 years. Oops.

WAAF

09-08-2017 , 05:21 PM

#19

zikzak

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Join Date: Jul 2009 Posts: 22,198

I spent half my adult life with garbage credit and an identity nobody would ever bother stealing. I get my **** together and everybody with my info starts getting regularly hacked.

As for credit monitoring, isn't that free with most major credit cards now? I can't imagine having to pay for that service in 2017.

09-08-2017 , 05:24 PM

#20

Loki

binary duo

Join Date: Nov 2015 Posts: 12,772

If it's free it's likely because they lost your personal info, which is asicslly all the companies now

09-08-2017 , 06:09 PM

#21

Trolly McTrollson

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Join Date: Oct 2010 Posts: 36,774

I guess you just call up the Russians now if you want to know about your credit score.

09-08-2017 , 07:17 PM

#22

Money2Burn

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Join Date: Jan 2006 Posts: 12,628

Quote:

Originally Posted by iron81

Mine too. Also, we may have given up our ability to participate in a class action just by checking to see if they had lost our data. **** these people.

Edit: the Bloomberg article I read earlier appears to have been updated to say that they don't think you do give up your ability to participate in a class action by seeing if your info was lost

09-08-2017 , 07:20 PM

#23

Money2Burn

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Join Date: Jan 2006 Posts: 12,628

Quote:

Originally Posted by Trolly McTrollson

Yeah, I already got got during the great OPM breach, and my school got hacked a while back. Pretty paranoid about this **** as a result.

Class action lawsuit when?

Already one in the works: https://www.bloomberg.com/news/artic...dollar-lawsuit

09-08-2017 , 07:21 PM

#24

MrWookie

Don't Call Me Meredith

Join Date: Feb 2005 Posts: 94,159

Quote:

Originally Posted by Money2Burn

Mine too. Also, we may have given up our ability to participate in a class action just by checking to see if they had lost our data. **** these people.

That's bull****. Anyone could argue that someone was just clicking buttons, or using your stolen information, to disqualify you from a lawsuit.