Yes Babs that is one form of fraud. Just about every insurance company will require you to get the car fixed and pay the shop directly if you have collision or comprehensive insurance. If you cash out then they will not continue to insure the vehicle in its current condition without proof of repairs.

You can't have it both ways, get 4k, not repair your car and keep getting collision/comprehensive coverage from that company... wtf is so hard for you to understand about this???

Im done here. Im trying to improve as a person not lower myself intellectually and morally.

Then why did you show up and say a bunch of stupid ****? Smh Babs you're always going to be where you are in life when your scheming and get-rich-quick BSing

Ffs babs, quit being a whiny little *****. No one was being overly mean. Just letting you know you're a moron. You ask a question, get an answer other than the one you want, so you pout, then take your ball and go home. Nice to see how much you've changed.

Maybe the insurance company will escrow?

EC Outlaw

a month ago or so you texted me I dont know how you got my number.

"Babs? Hows it going buddy"?

I ignored you. Because I never liked you and never will. I laughed at you. Im not your buddy. Youre some clown online who thinks hes cool who is oblivious to his shortcomings.

I straight up told the person at allstate on the phone that I was gonna use the money to purchase a new vehicle and not repair this one. Her response: "Of course you are free to do whatever you want to do"

You are so stupid it disgusts me to the core of my being. The fact that you really believe that collecting money from the insurance company when your car has been damaged is insurance fraud is beyond words. Youre a miserable prick and stupid keyboard banging punk.

Its not possible to keep my cool here. You idiots are just too damn stupid. And youll never realize it.

I suppose I made all this up too. Oh but yes, a bunch of trolling lunatic idiots on 2+2 know what theyre saying!

Question: I recently was directly paid for hail damage to my car. If I don't get the car repaired, can the car insurance company take the money back? Is it fraud to use the money from a hail damage claim for something other than fixing the car? There is still a lien on the car.

Answer: In general, when you make a claim against your own auto insurance policy, you can choose to “cash out” and receive money as compensation (minus your deductible amount) instead of having your insurer pay a body shop to fix your vehicle.

The insurance company has met its obligation by paying the repair costs for the damages that it found. Your car insurance company shouldn’t take the money back or consider it fraud if you don’t use the insurance money to repair the vehicle. What would be fraud to your insurer is if in the future you filed another claim for the same damage.

Have never dealt with my insurance but Babs might be right here.

https://www.avvo.com/legal-answers/h...an-349491.html

Read it again you pathetic ****in ******. Thats the way it is. You're a stupid ignorant useless ****in prick.

Babs,

You seem mad tonight. What's going on?

Of course IM right, as usual.

These idiots are so ****ing ******ed it makes me sick!!!

IT TOOK 3 DAYS for them to show how ******ed they are yet again

ANd they attack for me it.

****in hysterical

Ill say it one more time.

YOU ARE A STUPID ****ING HUMAN BEING

Glug glug.

He called it insurance fraud!!!!!!!!!!!!!


LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


JFC YOU ARE SO STUPID IT HURTS

There's like 8 lawyers in here and none of them have even weighed in yet (LKJ may have tried and broke the scale). Instead we have a bunch of noise and endless assumptions. Someone call Howard Treesong to the stand and let's clear this up.

Welp

How is sobriety going for you, buddy?

Babs if you took the money and bought a new car they wouldn't be insuring this one anymore. That's not your original question.

Your original question was how do I keep this car insured, not fix it but take the 4k the body shop estimated fixing it would be worth.

You can't seriously think we are this dumb. Those are two completely different scenarios. In one scenario they cut you basically the equivalent of a total loss check and stop insuring your current car. You take that money and do whatever you please obviously.

In your original scenario you take money from the insurance company for repairs to this car, do not repair the car and ask the company to continue to insure your current, damaged car. This would allow you to either claim that damage again in a future standalone claim or add it to a future claim from a separate incident. This is obvious.

You can't really believe we are this stupid to think this is OK. Only you think such bull jizzle is ok because you're trying to twist what the agent on the phone said about a completely different scenario than the one you're currently presenting.

I'm not sure how many more ways I can say this to you to help you understand where you are incorrect

Still abstaining here

Wtf my avatar is gone! Bastids

I'm the stupid ****ing human being but you're the one living in tdads condo trying to scheme on Allstate so who's really winning genius?

Calling this insurance fraud is nothing short of ******ed. Ignorance and nothing else.

Throwing up a hail mary pass to Jerry Rice in the hopes that you will realize this.

Calling whatever you want it's not going to happen how you originally described.

Take your L Trump-Babs you're wrong

Filing the same claim in the future would be fraud, of course. I have no intention of doing so and never said I did. I was upfront with them, I straight up told them I dont want to use the $ to fix the vehicle.

As usual you are wrong.

Working on my cooking skills

Why not shop around and see if you can find someone to do it for more than 4k?