Update on my refinance: they are taking their sweet as time in underwriting, my rate lock has a week left and interest rates are climbing because Trump is a dummas.
My appraisal came in at $11k higher than the appraisal 6 months ago with 2 of the same comps used. I refinished the kitchen cabinets, replaced all the sinks/faucets/countertops and lighting fixtures, and painted for approximately $5k leaving a potential $6k return.
I signed an agreement that said the interest rate was subject to the house apprasing at x value.....it came in lower than I expected
, so my sweet 3% might not go through.