Quote:
Originally Posted by Henry17
Taking about groceries is really difficult as the cost of food is very much a factor of geography and also diet. I don't buy groceries but if I was to there is no way that i could do it on $800 for two people. I'd estimate $1200-1500/month without booze, vitamins, or personal care items. With a different diet and in a different location $800 could easily be very high. So people will be coming at this from very different perspectives. I'd actually have to see how OP eats before I could say anything.
Quote:
Originally Posted by Henry17
I find your numbers have weird ratios but nothing is high -- just some stuff is really high compared to what you pay for other stuff which is why they are ****ed numbers.
I also noticed no entertainment budget or clothing budget. You need to start making more money if you want to live in NYC. $65k for two people is not enough.
People are really hung up on the grocery bill, but shaving a hundo or two off of that would take far more sacrifice (changing daily habits, lifestyle etc) then is worth it.
OP also mentioned that "groceries" should be listed as spending money. He spends $800/month on food, entertainment, household goods. This is fine/reasonable for a big city. Nitting on this stuff is not cost-effective when he could just sell car/downsize car etc and equal all of that.
He mentioned that he enjoys living in NYC, so living a monastic lifestyle eating porridge 2 times a day isn't worth saving the $300/month that you would imo.
Talk to gf, discuss ways she can contribute to household income, save up money/pay down debt quicker. Once the debt is gone, your situation will be night/day.