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Old 05-23-2010, 12:16 AM   #501
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Re: Does earning $65k per year mean you're poor?

in b4 craigslist posting of what you can get for 1600 in iowa followed by OMG from NYCers
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Old 05-23-2010, 12:19 AM   #502
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Re: Does earning $65k per year mean you're poor?

What's a... loblaws, walter. How do you pronounce it? 'Low-blows?' because that's omegalol.
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Old 05-23-2010, 12:20 AM   #503
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Re: Does earning $65k per year mean you're poor?

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Originally Posted by Klompy View Post
Henry,
You honestly think that if I posted the house that 1600 a month would buy in Iowa VS the apartment you could rent in NY the majority would choose the apartment?
Yes. Without a doubt. I think they would prefer the physical property itself but people don't want to live in Iowa so they rather take the worse property in the better location.

I can't believe you are actually arguing this given that people demonstrate this thought their choices. Why do you think people pay more to live somewhere else? Do you honestly think they just don't know that the mid-west exists and what you can buy there? They know and they choose to not take that option.
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Old 05-23-2010, 12:22 AM   #504
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Re: Does earning $65k per year mean you're poor?

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Yes. Without a doubt. I think they would prefer the physical property itself but people don't want to live in Iowa so they rather take the worse property in the better location.

I can't believe you are actually arguing this given that people demonstrate this thought their choices. Why do you think people pay more to live somewhere else? Do you honestly think they just don't know that the mid-west exists and what you can buy there? They know and they choose to not take that option.
You do understand that most people don't live in cities right?
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Old 05-23-2010, 12:24 AM   #505
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Re: Does earning $65k per year mean you're poor?

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Henry,
You honestly think that if I posted the house that 1600 a month would buy in Iowa VS the apartment you could rent in NY the majority would choose the apartment?
Henry's sample, afaik, consists of the people he can poll and hangs out with. This is a population out of which 75%+ of the chicks have had abortions, and over half had had some form of cosmetic surgery, or something sorta like that.

So it's not, like, the most reasonable sample from which to be drawing North America's major life preferences, the great majority of which live lives that he (presumably) has no experience with and clearly has trouble even imagining.
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Old 05-23-2010, 12:24 AM   #506
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Re: Does earning $65k per year mean you're poor?

most people in the US live in metro areas.
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Old 05-23-2010, 12:26 AM   #507
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Re: Does earning $65k per year mean you're poor?

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Henry,
You honestly think that if I posted the house that 1600 a month would buy in Iowa VS the apartment you could rent in NY the majority would choose the apartment?
i would choose the Gulag before i choose rural Iowa (redundant, i know)


rural iowa: http://slog.thestranger.com/files/20....Roadside1.JPG

gulag: http://www.ilhn.com/blog/wp-content/...ag-500x333.jpg
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Old 05-23-2010, 12:27 AM   #508
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Re: Does earning $65k per year mean you're poor?

Henry, are you French-Canadian? This would really explain a lot.
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Old 05-23-2010, 12:27 AM   #509
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Re: Does earning $65k per year mean you're poor?

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most people in the US live in metro areas.
Most people in the US do not live in metropolitan areas such as NY where you can walk to buy food and don't need a car. TBH I have no idea what the actual figure is, but I would be incredibly shocked if most people live "in a city".
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Old 05-23-2010, 12:28 AM   #510
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Re: Does earning $65k per year mean you're poor?

I'd much rather be within walking distance to pretty much anything I need than have some giant house in the middle of a corn field.
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Old 05-23-2010, 12:29 AM   #511
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Re: Does earning $65k per year mean you're poor?

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You do understand that most people don't live in cities right?
That isn't true in Canada. I certainly didn't think it was true in the States either. Looking up your census data confirms that I am correct and you are wrong. 82.6% of Americans live in metropolitan areas.
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Old 05-23-2010, 12:30 AM   #512
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Re: Does earning $65k per year mean you're poor?

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most people in the US live in metro areas.
Yeah, I think the balance on this tipped a while back. It's pretty close though and hardly invalidates Klompy's basic premise.
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Old 05-23-2010, 12:31 AM   #513
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Re: Does earning $65k per year mean you're poor?

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That isn't true in Canada. I certainly didn't think it was true in the States either. Looking up your census data confirms that I am correct and you are wrong. 82.6% of Americans live in metropolitan areas.
This has to be a pretty loose definition of 'metro areas.' It was 50/50ish as recently as the late nineties.
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Old 05-23-2010, 12:32 AM   #514
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Re: Does earning $65k per year mean you're poor?

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That isn't true in Canada. I certainly didn't think it was true in the States either. Looking up your census data confirms that I am correct and you are wrong. 82.6% of Americans live in metropolitan areas.
If your figure is correct than I guess I'm wrong, but I simply don't have the ambition to look it up right now.
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Old 05-23-2010, 12:33 AM   #515
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Re: Does earning $65k per year mean you're poor?

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Most people in the US do not live in metropolitan areas such as NY where you can walk to buy food and don't need a car. TBH I have no idea what the actual figure is, but I would be incredibly shocked if most people live "in a city".
matters what the definition of metro area is but most people in the US live like 50 miles from major cities that are 100k+. honestly who wants to live in a really small city or town. i know there are some but most people like the convience of not driving an hour to get to a department store. and have a variety of work options.
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Old 05-23-2010, 12:36 AM   #516
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Re: Does earning $65k per year mean you're poor?

capone0,
I live within 50 miles of a major US city, but it would be absurd to consider where I live a "suburb" of Des Moines.
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Old 05-23-2010, 12:38 AM   #517
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Re: Does earning $65k per year mean you're poor?

personally i could have chosen to move to NYC right after school and worked like a ***** to make it (60+ hours a week, maybe 80 if I got into finance) but I chose to hardly work and make a good salary for memphis doing it (memphis sucks but it's cheap). i'm not pro NYC cause the rates are ******ed. i wouldn't want to live in an apartment the size of my room in Ithaca for 1500+ dollars a month. nor do I like the lifestyle of working a ton of hours a week. but i would prefer paying 1500 a month for a box + work 60-80 hours a week if my other choice was living in the middle of nowhere. my preference would be a job in a good but not amazing location with good hours >> job in a great area but terrible hours >> good job in the middle of nowhere.
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Old 05-23-2010, 12:38 AM   #518
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Re: Does earning $65k per year mean you're poor?

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Henry, are you French-Canadian? This would really explain a lot.
God no. I hate the French-Canadians.
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Old 05-23-2010, 12:38 AM   #519
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Re: Does earning $65k per year mean you're poor?

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That isn't true in Canada. I certainly didn't think it was true in the States either. Looking up your census data confirms that I am correct and you are wrong. 82.6% of Americans live in metropolitan areas.
i'm guessing their definition of metro includes surrounding suburban areas
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Old 05-23-2010, 12:54 AM   #520
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Re: Does earning $65k per year mean you're poor?

And exurban areas, for that matter.
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Old 05-23-2010, 02:25 AM   #521
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Re: Does earning $65k per year mean you're poor?

Not that I grocery shop or anything, but I can only assume prices are even worse here in Newfoundland due to the added ferry cost.

And no, it's not because I'm too busy catching fresh fish through a hole in the ice.
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Old 05-23-2010, 02:30 AM   #522
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Re: Does earning $65k per year mean you're poor?

in alaska corn is like a dollar a cob
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Old 05-23-2010, 02:33 AM   #523
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Re: Does earning $65k per year mean you're poor?

I prefer living in the mountains to living in the city, I'm in the minority it seems but my opinion means more than yours does (whoever).
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Old 05-23-2010, 03:02 AM   #524
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Re: Does earning $65k per year mean you're poor?

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I openly admit to being out of touch with the cost of living in the US mostly because it seems to fluctuate by a factor of five or more depending on geographical location. I have a perfect grasp of the cost of living both in Ottawa and Toronto and I have a strong feeling that NYC is more like these cities than some place in the mid-west. The numbers I have used are dead on accurate for where I live and I can easily document them if necessary.
I think you have a literal sense of how much things cost.

But I think that you have a poor sense of what luxuries can fit into a fixed salary, and that you would basically consider a life without them "unacceptable" even though the people living like that quite enjoy their lives, and are probably no more or less happy than you because of it.

Quote:
I'm not saying it might not be the best choice for him nor that it is traumatizing but that it is incompatible with saying he has a good income. Basically my position is that you can say that $65k is a lot of money if he has to include shopping at Walmart or living a life with no little extras.

Now I'm happy to say $65k isn't a lot of money. I also think OP started or at least at some point turned into someone who is going for a bit of a reaction -- it isn't obvious but there are some hints at it -- but I'm willing to ignore that because I think this is an interesting topic. As a law student my peers had certain expectations about what life would be like after graduation if they managed to get anointed as one of the chosen ones who got to work for one of the big Bay St firms. People were not insane thinking they would be driving around in Aston Martins and living in a penthouse at the Shangri-La but there was a certain level of lifestyle that they thought they could get for $80-100k that you just can't. People overestimate how much $80-100k is and what kind of lifestyle then can afford on it until they actually get there and then they realize **** this isn't even close to enough money.

I agree that 65k in NYC is not a lot of money.

But the question he's asking is whether it makes him "poor", and shopping at walmart does not imply that he's poor.

It implies that he places a very high value on living in a desirable area (or maybe that he really dislikes the commute from jersey), and that he's willing to forego a lot of the luxuries that you consider "essential" that actually aren't to most people.


You don't have to be poor to be thrifty.
Often the reason people get poor is because they can't control their spending.
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Old 05-23-2010, 03:18 AM   #525
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Re: Does earning $65k per year mean you're poor?

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No, you're simply wrong on this. I would LOVE to live in a house in Iowa that I was paying 1600 a month on. It would be an awesome house. I can't currently afford such a thing, but damn it would be a nice house.

You can trash talk Iowa all you want, but I would WAY rather live in a nice house in the country than a small dorm room in the city for the same price. For the love of god for 1600 a month I feel like I could have a piece of land with a pond I could fish on.

I'm about 90% that Henry is an incredibly elaborate gimmick account. There's simply no way that a person exists who derives so much of his value from what he spends on things.

If you would prefer to live in Iowa, then you should live in Iowa.

I don't know anyone who would want to move there.


People who live in cities don't really care about having a big house, because the city is your home. You'll just spend a lot more time in public. If you don't like going in public often, then you move far away from the city and get a big cheap house in iowa. If you REALLY like being isolated, you buy a big strip of land in the boonies and hunt for squirrels.
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