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Old 05-21-2010, 04:31 PM   #251
VoraciousReader
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Re: Does earning $65k per year mean you're poor?

My parents shop entirely at Whole Foods and CostCo. In Kansas which has a significantly lower cost of living than New York City. They are a couple in their early 60s, they have a combined body weight of 283 (my 5'4" mom just dieted her way down to 118 from 133 and 6' tall dad has been steady in the 165 range for years). They also have a stunning silver-gray cat named Slate who my brother and I confidently expect to replace us in the will that eats as well.

They spend roughly $200 a week at Whole Foods on groceries and about $150 at CostCo twice monthly for a total of around $1100 per month. They eat whatever they want and don't worry about money. They also eat out about twice a week in the evenings and both pack their lunches. Mom buys the cat food at a special store for another $100 or so per month.

Clearly my parents have hollow legs. And should be shot.

Last edited by VoraciousReader; 05-21-2010 at 04:31 PM. Reason: Look I can be irrelevant too...
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Old 05-21-2010, 04:31 PM   #252
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Re: Does earning $65k per year mean you're poor?

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Originally Posted by mlodykutas View Post
Dont take this the wrong way, but the postings are from Supermarkets that are all over the city in different neighborhoods. I don't think you have any clue of the city layout and its size. Getting from one place to the other could take an hour if not more by car or train, plus it would be very inconvenient. I am not sure where OP lives but I would definitely not want to drive 1 hour to a Supermarket just to save $3 and waste $5 on gas, parking...just saying
Seriously? Did you read this in context at all? All I was saying was that i'm sure grocery prices are very comparable every in NYC.

I'm also sure (b/c I read those flyers) that grocery prices are no higher in NYC then they are here in Winnipeg.

I go to one store (sometimes 2 but they are beside each other) to buy all my groceries at a price that is very comparable to the prices in NYC.
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Old 05-21-2010, 04:39 PM   #253
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Re: Does earning $65k per year mean you're poor?

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I almost feel sorry for people that think you need these amounts to live comfortably in NYC. I mean, it's NY ****ing city. There's lots of fun stuff to do on the cheap. And if you have an active social life, you don't need to hang around at home all day and nite. I live here for the arts & culture, the nightlife, the food, the people, the diversity, the variety of institutions of higher ed, the shopping opportunities, etc. I am completely happy in a 400sq ft apt (living alone). I don't need "1000 - 1500 sq ft" to feel comfortable. I don't need to eat out at a 3-star restaurant every night to be happy. Etc. And no, I'm neither a communist nor an ascetic.
you live in a closet. most people, especially those with families can't or wouldn't live like you do. as mentioned previous you can live at certain means in NYC on a very cheap budget--but you'll have to cut out a lot of fat. to live very well in manhattan for middle aged people you need a pretty large income. to live as a 20-30 in a cheaper section of manhattan in a small apartment, you can live by much less. things escalate quickly with respect to price with respect to apartment size and location. schooling is also an issue for middle aged people with kids and plays a big role. of course your kid can goto STY but if he can't paying for private school is a huge bear in the city especially the good ones.
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Old 05-21-2010, 04:40 PM   #254
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Re: Does earning $65k per year mean you're poor?

I can understand that NYC is more expensive. I can understand that people have different food priorities.

I STILL WANT AN ANSWER AS TO HOW YOU GO THROUGH 20 DOLLARS OF OLIVE OIL A MONTH.

Also I use expensive hair stuff and still, again, PER MONTH?!

But mostly the olive oil thing. Answer that please.
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Old 05-21-2010, 04:41 PM   #255
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Re: Does earning $65k per year mean you're poor?

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live pretty comfortably in San Diego, which is just as expensive as NYC.
lol wat?
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Old 05-21-2010, 04:42 PM   #256
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Re: Does earning $65k per year mean you're poor?

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I can understand that NYC is more expensive. I can understand that people have different food priorities.

I STILL WANT AN ANSWER AS TO HOW YOU GO THROUGH 20 DOLLARS OF OLIVE OIL A MONTH.

Also I use expensive hair stuff and still, again, PER MONTH?!

But mostly the olive oil thing. Answer that please.
Maybe they use it as a body rub? In college I made a wonderful moisturizer/body rub out of sugar and extra virgin olive oil when I couldn't get to my favorite store.

(2 parts sugar to 1 part olive oil, mix to combine, rub into legs, arms, and feet and rinse off...)

Last edited by VoraciousReader; 05-21-2010 at 04:42 PM. Reason: okay I'm just entertaining myself now...
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Old 05-21-2010, 04:42 PM   #257
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Re: Does earning $65k per year mean you're poor?

lol at all this
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Old 05-21-2010, 04:47 PM   #258
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Re: Does earning $65k per year mean you're poor?

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Seriously? Did you read this in context at all? All I was saying was that i'm sure grocery prices are very comparable every in NYC.

I'm also sure (b/c I read those flyers) that grocery prices are no higher in NYC then they are here in Winnipeg.

I go to one store (sometimes 2 but they are beside each other) to buy all my groceries at a price that is very comparable to the prices in NYC.
wtf?

you haven't been to NYC have you, especially manhattan. prices are very high because cost of renting the land is very high also it costs more to hire the people that work there than it would be in winnipeg. i'm willing to bet you all the money i have that the cost of land in Manhattan on average >>>>> winnipeg.
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Old 05-21-2010, 04:50 PM   #259
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Re: Does earning $65k per year mean you're poor?

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I live with my gf in San Diego and we do fine on one 43k/ yr income. We Dont struggle one bit at all. We go out to the bars at least once a week and go through a few bottles of decent wine during the weekdays too. We eat good food that I cook every night and just bought a balla new Samsung tv.

We are paying off a student loan, cc debt and 1k/ mo rent. there is still good amount of money left over for fun and too save. We have increased our savings 3-fold since we lived here as well.

Not trying to brag but just showing that 65k is no where near poor if us 2 can live pretty comfortably in San Diego, which is just as expensive as NYC. There are things you can cut out and still live really comfortably.
what is the cost of rent and how big is your place? also i'm not that familar with San Diego but do you live in an expensive part or a cheap one? Assuming you can live off that salary, i'd assume it isn't that expensive.

as mentioned prevoiusly you can live well in one of the 5 boroughs if you don't live in manhattan and commute--it's not nearly as bad as living in manhattan where the OP seems to be living for some reason. 65k in the lower manhattan area for 2 people isn't great at all but would be fine in parts of brooklyn or the bronx.
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Old 05-21-2010, 04:51 PM   #260
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Re: Does earning $65k per year mean you're poor?

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wtf?

you haven't been to NYC have you, especially manhattan. prices are very high because cost of renting the land is very high also it costs more to hire the people that work there than it would be in winnipeg. i'm willing to bet you all the money i have that the cost of land in Manhattan on average >>>>> winnipeg.
Please remind me where I said it wasn't.

Also, please link me to these high prices you are talking about.
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Old 05-21-2010, 04:54 PM   #261
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Re: Does earning $65k per year mean you're poor?

we live in PB a cool beach town with a good night scene. Our place is about ~700 sq ft and its a nice apt for the 1/k a month.

San Diego and NYC are always top 5 most expensive places to live. Maybe NYC is a little more $$ but neither city is any where near avg or normal cost of living in the U.S.
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Old 05-21-2010, 04:55 PM   #262
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Re: Does earning $65k per year mean you're poor?

grunch

OP, i've lived in nyc for over 10 years as a single, attractive male. and i can assure you that any little "excesses" you try to trim just aren't gonna make much of a difference. nyc is expensive. $65k is nothing here. $800 for food a month is nothing. if i had to live on less than $30 a day for food in this city i'd go crazy. i'm sure i'd put my head in the oven by week 2 of a $800 month budget as i find myself reaching for yet another hot pocket or can of chef boyardee. in the end though it doesn't matter because the savings from food choices aren't going to make a huge difference given what you're currently spending on groceries.

i mean, it looks like you lead a pretty miserly frugal life to begin with. i don't see you going to nightclubs everyday, broadway, 4 star restaurants, bar crawls, shopping sprees at Saks etc.

ok, you could move out to the far parts of the boroughs or suburbs where rent is cheap. but it's cheap for a reason. do you like 2 hour commutes? do you like living in far away parts of queens, brooklyn, jersey where the only entertainment for a 30 block radius is scratching lottery tickets at your local bodega or dodging bullets? there is a reason people spend $1,600 to live somewhere. when i first moved to the area, i lived in 4 places over a 3 year period in neighborhoods that were 90 minutes plus commute door to door and i was never so miserable in my life. yeah i spent $600 a month to share but i think i started to develop depression.

that said, i am personally getting tired of how expensive this city is. it just doesn't seem like it's worth it for the long haul unless i win the lottery.

Last edited by derosnec; 05-21-2010 at 05:02 PM.
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Old 05-21-2010, 04:56 PM   #263
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Re: Does earning $65k per year mean you're poor?

http://www.realcanadiansuperstore.ca...egoryId=400012

http://thefoodemporium.inserts2onlin...drpStoreID=715

Look at that, boneless skinless chicken breasts for $3less per pound in Manhattan.
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Old 05-21-2010, 04:57 PM   #264
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Re: Does earning $65k per year mean you're poor?

lmao at 250k in nyc
unless you have like 25 kids
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Old 05-21-2010, 04:59 PM   #265
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Re: Does earning $65k per year mean you're poor?

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Where do you live?
Portland, OR.

While real estate isn't exactly cheap here (its not bad or good really), the general cost of living is fairly low. You don't even need a car here either. Living in downtown is pretty cheap. $1600 a month would probably get you a nice and new apartment in the downtown pearl district.
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Old 05-21-2010, 05:06 PM   #266
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Re: Does earning $65k per year mean you're poor?

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real estate is ******edly overpriced in most parts of manhattan. i have friends who pay 2600 for 500-600 square foot apartments.
this is how jaded i have become living here. when i saw that price i thought "that's not a bad deal."
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Old 05-21-2010, 05:11 PM   #267
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Re: Does earning $65k per year mean you're poor?

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we live in PB a cool beach town with a good night scene. Our place is about ~700 sq ft and its a nice apt for the 1/k a month.

San Diego and NYC are always top 5 most expensive places to live. Maybe NYC is a little more $$ but neither city is any where near avg or normal cost of living in the U.S.
a 700 square foot apartment in a good location in Manhattan is like 3500+....so there is a huge gap in prices.
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Old 05-21-2010, 05:12 PM   #268
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Re: Does earning $65k per year mean you're poor?

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you live in a closet. most people, especially those with families can't or wouldn't live like you do. as mentioned previous you can live at certain means in NYC on a very cheap budget--but you'll have to cut out a lot of fat. to live very well in manhattan for middle aged people you need a pretty large income. to live as a 20-30 in a cheaper section of manhattan in a small apartment, you can live by much less. things escalate quickly with respect to price with respect to apartment size and location. schooling is also an issue for middle aged people with kids and plays a big role. of course your kid can goto STY but if he can't paying for private school is a huge bear in the city especially the good ones.
Exactly. With only 400 square feet, where would a middle class average Joe like myself keep his grand piano? What about my au pair's quarters? My falcon, Horatio, must have room to spread his wings. I suppose we could keep him at the winter estate; we must make sacrifices after all.
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Old 05-21-2010, 05:14 PM   #269
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Re: Does earning $65k per year mean you're poor?

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I STILL WANT AN ANSWER AS TO HOW YOU GO THROUGH 20 DOLLARS OF OLIVE OIL A MONTH.
i go through that in about a month ($20 is one bottle for me though because i like the good stuff). at night i usually eat something i drown in olive oil: tuna, fresh mozzarella, some salad i make. so it goes quickly.
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Old 05-21-2010, 05:16 PM   #270
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Re: Does earning $65k per year mean you're poor?

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My falcon, Horatio, must have room to spread his wings. I suppose we could keep him at the winter estate; we must make sacrifices after all.
lol i laughed out loud
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Old 05-21-2010, 05:19 PM   #271
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Re: Does earning $65k per year mean you're poor?

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Exactly. With only 400 square feet, where would a middle class average Joe like myself keep his grand piano? What about my au pair's quarters? My falcon, Horatio, must have room to spread his wings. I suppose we could keep him at the winter estate; we must make sacrifices after all.
efrom i guess prices for food aren't that much different, honestly don't really care. the biggest differences between NYC and other location is city tax and ******ed real estate prices. also ******ed prices to keep a car in the city if you want to park it.
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Old 05-21-2010, 05:26 PM   #272
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Re: Does earning $65k per year mean you're poor?

nobody cares about the godforsaken tundra that is winnipeg
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Old 05-21-2010, 05:42 PM   #273
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Re: Does earning $65k per year mean you're poor?

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I live with my gf in San Diego and we do fine on one 43k/ yr income. We Dont struggle one bit at all. We go out to the bars at least once a week and go through a few bottles of decent wine during the weekdays too. We eat good food that I cook every night and just bought a balla new Samsung tv.

We are paying off a student loan, cc debt and 1k/ mo rent. there is still good amount of money left over for fun and too save. We have increased our savings 3-fold since we lived here as well.

Not trying to brag but just showing that 65k is no where near poor if us 2 can live pretty comfortably in San Diego, which is just as expensive as NYC. There are things you can cut out and still live really comfortably.
I lol'ed.
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Old 05-21-2010, 05:44 PM   #274
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Re: Does earning $65k per year mean you're poor?

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You cook and eat cheese now?
Always ate cheese just not anything too exotic. Started cooking after over ten years of refusing to -- we cook a few times a month. Still not sold on the value of cooking and still convinced it is -EV but when looking at places to move to now having a good kitchen is a consideration while previously I wanted my oven removed to make room for a second fridge.

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OP
The 1600$ rent a month needs to be cut down.
I don't know much about NYC rental market but I don't find that high. If someone told me they were paying $1600/month in Ottawa I would figure they lived in a safe, clean, well located, decent sized place. It would not be even close to impressive or expensive. It would be something I would expect a young professional couple out of school for a year or two to have. Given this is NYC I would expect a lot more.

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Also I use expensive hair stuff and still, again, PER MONTH?!
$6/month for hair stuff is not insane. I have no idea what I spend but I know it is more than $6/month. Good product is expensive. I pay $18 for a thing of hair gel and I am certain it doesn't last me three months.
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Old 05-21-2010, 05:47 PM   #275
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Re: Does earning $65k per year mean you're poor?

Obviously NYC is expensive, and OP would very likely make less money somewhere else, but I don't think its lol stupid to suggest that NYC is so, so much more expensive than other places that the COL gap is wider than the wage gap.

And if you're a stupid person that can't figure out a way to live within what you make where you make it, fixing the where part of the equation is a better fix than the within part. Finding somewhere else to live and work isn't easy by any means, but it's at least easier than trying to make do with only two types of cologne and $10 of olive oil per month.
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