Quote:
Originally Posted by Pride of Cucamonga
yes, I do all my buying (wholesale) on credit cards, & typically spend $10G to $20G a month (always pay off balance in full each month). Some suppliers do not accept Amex, & others charge a 2% surcharge when you try to pay with Amex (yes, likely in violation of their merchant agreement but whatever).
Don't understand what you mean by "if you're not really hitting a category bonus". Whenever I sign up for a credit card that's offering a bonus if you spend "x" amount in first three months or whatever I have no problem reaching that amount.
Am realizing that mileage rewards, sign up bonuses, churning, manufactured spending, etc., can be a very lengthy & complicated matter. Don't have the time or interest to become a "pro" at this, must want to maximize my rewards as best & easily as I can.
A category bonus is like 5% gas, 3% super markets etc. Since you're buying wholesale you won't be spending in a specific category that has bonus earning associated with it, so you want the best non-category multiplier.
Barclay arrival is good for this, as is the Fidelity Visa. If you want miles or points the BA card is a great option due to your location as well as the 1.25 mile/$ earn (+ bonus at 30k spending), but may not be that great for getting to or staying in Asia.
United Club card is an option, and I think the Club Carlson card is an interesting choice as Radisson Blus abroad are actually really nice.
If I were spending $100k+/year and I wanted an easy strategy it'd probably the Southwest card for the first $60k spend = companion pass, followed by the Arrival card. But this mostly focuses on Domestic travel.
If I wanted to focus more on international travel I guess I'd just get the United Club card and earn 1.5x/$ and get free lounge access. United miles are decent here because Asia routes are dominated by Star Alliance anyway (
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