Quote:
Originally Posted by fuluck414
Quick question. I have a new amex platinum. With the 60k mr for 5k spend. I also happen to have a car repair bill for 3-5k coming up tomorrow. 3-5k would be my average monthly spend. I'd like to put the repairs on the amex but am worried a charge that large on a brand new card could lead to a financial review or them thinking I'm manufacturing spend to clear the bonus.
Am I worrying about nothing? Should I call them ahead of time?
That isn't enough to where it should trigger any issues related to FR. Not a bonus clearing issue, but a few years ago, I had a medical procedure paid for out of pocket that required a pre-auth for about $11K. Typical spend in a given month was about $8K and this was clearly more than that and also was going to be well over that amount for the month.
They called to confirm I had authorized the charge and that was the extent of it. Still no efforts to do an FR by them.
When I got one of their other products last year, it came with a bonus for a 90-day and a 12-month spend. Within the first week of having the card in my possession, the 12-month spend was done and cleared. Never an issue, despite it having been a $7500 spend threshold.