Quote:
Originally Posted by TheTyman9
Apply for the loan with a different bank that you don't already have a lot of credit cards with? Not sure what else you could do. Are you doing to try to save interest on credit cards you have that have balances at high interest rates? Wasn't totally clear to me.
oh no, Was looking to put everything in one payment and to help have a credit mix/help more with utilization/ pay down balances faster etc etc.
After some thought it's not a big deal as near future I am going to do stuff that will help anyway just that it was great they were speechless when I showed knowledge and pretty bad they offered me the opposite of what I told them I wanted to do.
I have low interest (well low for credit cards) and 1 card that is regular crappy credit card interest but it has the lowest balance which I can pay fully off.