Can you elaborate on the ways they try and **** us over? What would you say the biggest one would be?

This hasn't been bumped in so long. I thought about this thread today when I received an email for a new Southwest Card that gets me a Companion Pass plus 30k points. Most of my travel is solo, so I'm probably not going for it, but thought I'd come bump this and see what CC bonus' I might be missing out on.

I have a visa that I never use except for emergencies and they just started 3% on food so now it's every restaurant and grocery store. In three months I now have 17k points. nice.

Not for everyone, but one of my favorite combos these days is $100k+ in a Merrill Lynch Self Directed account which opens up platinum preferred rewards and gets a 75% uplift on credit card points earned.

This makes their 1.5x everywhere cards earn 2.63% on all purchases which is the best return out there for un-bonused spend.

It also makes their "3% on selected category up to $2500 spend/quarter" cards earn 5.25% in that category. One of the categories you can choose is 'online shopping' which covers pretty much everything. I earn a decent pile of cashback between these cards on spend that would otherwise earn 1-2x with other cards.

But in terms of big bonuses, there are still a ton. I'm currently working on the 150k bonus for the Amex Biz Platinum

I got mad at Amex and closed all of their cards about a year and a half ago. Any idea how long before I'm elegible for the same bonus', if ever? I had them for a pretty long while, so it's not like I closed them right after hitting the spend.

Amex is "lifetime" but it seems to vary what lifetime means. In one case for me it meant 7 years. But Amex also has "the popup" now, which is actually great. If you start applying for a card for which you will not be eligible for the bonus, a window pops up when you hit apply and tells you, so you have nothing to lose.