Also are we even sure it's a girl? I would be money they consciously went for the pre-teen version of It's Pat.
Although I have to admit as someone who normally hates those cloying/too clever commercials worse than life - and I'm not a fan of the sophisticated city kid genre at all - this one kinda works for me for some reason. Maybe it's the bugs.
I really hate the one where the kids are biking around NYC to "Where is My Mind". **** you that is a Pixies song stop appropriating it for nostalgic parents who want to think their kids (and by extension their aging selves) are worldly but ultimately sweet city-savvy denizens.