Quote:
Originally Posted by SootedPowa
I agree the options look awful. If you are in your 20s and really are going to leave this money invested until retirement you should be looking at over weighting small caps and emerging markets. I do not know how the financial system in Ireland works. Can you not have the money transferred to somewhere where you can choose from a wider range of investments?
I can but this is the only way for me to get employer contributions is to do it through their company scheme.
Options as a whole are pretty terrible though, one of the drawbacks of being in a small expensive country.
Quote:
Originally Posted by SootedPowa
If you are in your 20s and really are going to leave this money invested until retirement you should be looking at over weighting small caps and emerging markets.
There's no small cap, and the only emerging markets fund charges another .7% in fees, so 1.45% total.
https://www.zurichlife.ie/funds/fund...rtunities-tama
