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Health Insurance 2018 Health Insurance 2018

11-14-2017 , 10:09 PM
Quote:
Originally Posted by BoredSocial
More than happy to continue this in politics. Sorry trying to be good about keeping the politics out of BFI. I get that you're responding to me. My bad.
The efficiency gains from scale seems pretty relevant to BFI.

Let's relate it back to healthcare. Have you ever purchased health insurance through a small company? I can't imagine them being able to compete - the fixed costs are considerable and the risk of them defaulting has to weigh in on your decision making.

I've had an inside look at some of the bigger insurance companies and they're pretty good at accounting for every dollar that goes in/out. This is the science of management. You incentivize people at all levels to streamline the process by cutting them a piece of the efficiency gains.
Health Insurance 2018 Quote
11-14-2017 , 10:21 PM
Quote:
Originally Posted by Malachii
OP: Keep in mind that your health insurance premiums are tax deductible since you're self-employed, so your true after tax cost is gonna be less than that. When you factor that into the equation, your premiums don't sound completely unreasonable.

Just out of curiosity, does anyone have any idea what kind of medical treatment you could get in Mexico if something were to go seriously awry? I bet you $10k could go an awful long way there. Kind of a f*cked up system when you're considering going to a third world country for affordable medical care, but it could be a good option if you gamble on not having anything bad happen and lose.
Quick google produced this,

http://static.squarespace.com/static...AL+4+14+14.pdf
Health Insurance 2018 Quote
11-14-2017 , 11:01 PM
34 yr old single male non smoker in IL.

Did the same thing this year as last year, which is to get the cheapest PPO available.

2017 I'm paying $151/month after $200/month gubmint assistance. $7k deductible.

2018 I'll pay $101/month for a similar but slightly worse plan after $288/month gubmint assistance.
Health Insurance 2018 Quote

      
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