I would roll it over into an existing IRA if you have one that way you either contribute more to it if you want or add the funds to your current for the purposes of compounding it.

Is it totally inconceivable that the real estate market could ever reach a state similar to that of the auto industry, where people buy houses for luxury knowing that they'll decline in value over time? If so, why?

I'm having trouble finding distinctions between the two products. They're both temporary, they deteriorate over time, the industry is constantly churning out newer models. From the moment of purchase forward the quality of the product continuously drops until it hits zero and gets scrapped.

The major difference I see is the fact that a home has a fixed location that comes with its purchase, and land is finite and there's an exponentially growing population all of which can't exist without land.

So why speculate on a house when you can just buy the location/land, which is the only part of real estate that has long-term value anyway?

Noob question:

Jim Rogers says:

Is there a way to see this? I don't know of any sources where it would make it apparent that there is a bubble forming. I only know of the Yahoo Finance bond page, but that doesn't really give a clear picture.

Sorry if this has been repeated. I'm 19 and in full time work and am saving money to take a shot at day trading in my spare time. I have recently bought two books (stock market primer, trade your way to financial freedom) and am also reading through the FOREX website. I'm interested in trading currencies atm just because I want to get a handle on something. I also have a demo metatrader account thing but I keep losing.

Can anyone give me advice on how to go about learning things the correct way so I can learn as much as possible please. What other steps should I take also. Thanks

Rogers interview on subject

http://www.youtube.com/watch?v=HzK-qZzmnTE

http://www.youtube.com/watch?v=_izvH...watch_response

Hi, I'm an aspiring Forex trader looking to get started.

First off, thanks for all the great information in this threat, it's been a huge help.

My questions is: does anyone use Interactive Brokers for Forex trading? It was mentioned that the spread is very important to increasing profits, but IB seems to use a different system: http://www.interactivebrokers.com/en/p.php?f=commission

They charge a separate commission and claim that since they don't put the cost in the spread, they are much lower than others. If I'm reading the page correctly, it looks like a 0.2 pip commission for trades above 25k and under 1B monthly volume, which is where I'll fall.

Does anyone know what their spreads are like? Particularly for EUR/USD and GBP/USD? I searched around on the web and saw numbers as low as .5, but not guaranteed.

The reason I was looking at them is because I'm interested in developing an automated system somewhere down the line and their API and data feed looks pretty good. However I did see some bad reviews about trading with them at weird hours. Are there any other reliable systems that offer something similar?

Ifx,

This should be useful:
http://behaviouralinvesting.blogspot...semantics.html

hi,

I have some CAD that I need to convert to USD. Is now a good time to do this or should I wait?

Where is the best place to trade it?

thanks

In the next month or so are mortgage rates going up, down, or staying the same?

i have a paper a friend sent me on the prediction of bubbles via a quantitative measure of gullibility. anybody know how i can upload that?

Looking for suggestions on software to build/test trading systems for emini and equities. Thanks!

I have two questions that I will split into two posts.

First, which online broker should I choose? What I will be using the online broker for:
1. NOT DAYTRADING
2. To invest in mutual funds with 2+ years focus.
3. I will be making at most 10 trades a year. Most likely around 4.
4. I don't care about any sell side research or whatever else they have. I want a company that will not go out of business, will give me a decent price when I do want to buy a mutual fund, has a decent gui / layout.
5. I expect my trades to be at least $1000.
6. I expect to get all the forms / info I need for taxes.

I don't know anything about IRA's or 401k's really. I know I want an IRA at some point so it will be a minor plus if the platform will handle that easily also. As for now I have a 3 - 8 year time horizon.

Most likely considering: Schwab, optionhouse, optionexpress, traderking, scotttrade etc.

vanguard?

Scribd

Best broker for option trading? I am European if that changes anything. TY!

OptionsHouse, OptionsXpress(not sure how spelling is on that) are two favorites

E*Trade, or Schwab/Scottrade are all good ideas. You're paying for their research departments though.

For cheaper and no research, Optionshouse is nice. I use them, but I don't know the extent of their mutual funds and what they allow you to invest in and such.

Sincerely I'd just say one of the big names and its not really going to matter. It matters if you have say >50k though, as some of those guys will give you bigger perks then

Thank you for reply, but what kind of perks are we talking about?
My family have about 500k stock portfolio and we pay 0.3% for trade. Is that much?

http://money.cnn.com/2006/10/11/news...ades/index.htm , for example. I think there are others for accounts as large as yours. If they have 500k, I can't imagine they haven't done their research.

Thanks for the replay schwallie.

I have a question about different FCFF vs FCFE. I understand that FCFF is the free cash flow available to the firm and FCFE is the free cash flow available to the equity holders. My question is, when using Free cash flow Model, when should FCFF be used and when should FCFE be used?

http://wallstcheatsheet.com/trading/...dead/?p=20096/


Thoughts?

What does this last sentence mean:
"In today’s market, earnings multiples are so compressed that “value efficiency” creates an equally great opportunity for buy and hold investors."

I am still reading through my first real dose of Graham (strictly for fun) and am continuing to check the validity of the formulas in today's market. I have stumbled across this website calculator (I have no affiliation with site) and am slightly confused.

Can anyone tell me what the discount rate is in the 2nd box? While this would be a nice way to save time and pencil lead/paper, it doesn't really ndo me any good if I don't get it.....

THANKS!

http://www.moneychimp.com/articles/valuation/graham.htm

If you're looking to play around with Graham formulas and variants, check out http://www.grahaminvestor.com/. The current data is pulled automatically, which should save you some time (and the calculations used are displayed.) It also tracks Altman Z scores and Piertrosky scores, fwiw. Remember, these are just heuristics, and should be used as such.

Thanks for the site - I had no idea that was out there. Still, to help understand what is going on, not just accept that a random site is correct - could you please tell me what the discount % means in the site I listed? Sometimes I cannot even proceed with the test because I have that value wrong, and I have no clue what it really is or how to come up with what it should be.

I would really appreciate a description of what it is and how to figure it out,

Thanks!

Zach