I am considering to invest a certain amount of my net worth into the promising Blockchain technology or Crypto-Currencies. I have just read the following reports:
- Credit Suisse (August 2016): Blockchain Trust Disrupter
- Goldman Sachs (2016): Blockchain Putting Theory into Practice
- WEF (2016): The future of financial infrastructure

In your view, what portfolio combination has the highest probabilty of success? What do you think about the following allocation?

Bitcoin: 65%
Ethereum: 25%
Lisk / Dash: 10%

I have a long-term view.

http://forumserver.twoplustwo.com/30...rency-1011408/

http://forumserver.twoplustwo.com/30...hread-1394029/

Personally I like the upside of ethereum a lot more than bitcoin. You should also consider putting a portion into certain crowdsales for various blockchain platforms/tokens.

http://www.icocountdown.com/

^ that site isn't great and you'll have to do more research into each individual sale. Some are likely just scams to get free money by untrustworthy actors.

On that list, I like Boardroom and etherex.

Ethereum itself was a crowdsale and it has gone up a lot. At time of sale 1 bitcoin got you 2,000 ether. Now it's roughly 1 bitcoin = 50 ether. So 40x increase.

Augur had a crowdsale a year ago, it's gone up about 10x.

Digix had a crowdsale too. It's gone up about 4x.

On the other hand, there was TheDAO which was hacked and resulted in ethereum hard-forking.

Imo skip Dash. It seems Monero is hotter right now and Ethereum will soon implement all the features and some more so it seems very unlikely that there is any long term gain from Dash. As for Lisk I don't really see the point and it would seem by the number of Github commits that developers seem to prefer Ethereum over Lisk.

Look at FCT and NXT

https://cyber.fund/radar - similar to icocountdown, has a list of all the ICOs

My favorite cryptos- Bitcoin, Ethereum, Monero, Counterparty

ico.iconomi.net going on right now. It looks interesting. 15% bonus ends today.

lisk is a ****coin
iconomi is a scam

Why do you think Iconomi is a scam?

^ also curious why you think that.

I'm not quick to jump on these scamcoins and scam ico's but I like iconomi. I agree lisk is ****

because they are basically trying to set up a hedge fund. its a ****ing joke that there are people dumb enough to believe them.

I prefer this website to track icos https://icoratebox.com

How about 90% Bitcoin, 5% Ethereum, 5% Litecoin?

I really think Bitcoin is the real deal. The other two are just incase. BCH is garbage. I wrote a nice guide on how to get rid of it if your coins are on a paper wallet: https://bitcointalk.org/index.php?to...37#msg21891737. I sold my BCH and distributed it 50/50 with Litecoin and Bitcoin. So far the returns for what I have are double what I would have had if I just stayed with BCH. If you haven't dumped your BCH, do it now. Get rid of that garbage.

I always keep a little bit of each Bitcoin fork just incase (including BCH just in case I'm ignorant), but it is only a small amount. The crypto to rule them all is Bitcoin.

I think some crypto enthusiasts want to give themselves a safety cushion with some of these other currencies, but the crypto world closely correlates with Bitcoin. If Bitcoin is up, so are the altcoins. If Bitcoin is down, so are the altcoins. So diversifying in other coins doesn't really help your safety that much.

Bitcoin is the only crypto that can really be used to buy something. What can you buy with Ethereum or Litecoin? Nothing yet. Bitcoin simply holds more promise and already has the branding it needs to succeed.

Eh...LTC beats Bitcoin in every faucet besides brand-name recognition (which is HUGE...for now) and trades @ a massive discount to BTC.

BTC has become clunky, slow, expensive and shadyness with miners and these forks. Monero does privacy better, ETH does innovation better, and LTC is Bitcoin improved.

Bitcoin will be king for some time (especially now with Coinbase insta-buys and upcoming coin airDrops)...but I really think selling BTC into large rallys and diversifying into some alts is a great long-term strategy.

What the hell are you talking about? What do you think would happen to any of those coins if they got to the size of Bitcoin? Bitcoin is an engineering masterpiece, and the others would collapse under their own weight long before they reached Bitcoin's volume. The only way they could manage it would be by sacrificing the decentralized and censorship resistant features that make Bitcoin valuable in the first place.

They are better at some niche use cases, so they might carve out a living there. But they could also be swallowed by a technical solution based on Bitcoin. Invest in altcoins at your own peril.

lol... no for so many reasons.
BTC has its limitations and issues, other coins dont but do have others.. there is no perfect one out there.
But this statement is simply not true.
one example: BTC not centralized? hf mining.

nice bump btw

people still think LISK is sh*te?
Going to have a great year..

If there are 'so many reasons', then can you please name them? And they can not be an effect of BTC being so widely adopted, unless there are specific reaons why another coin would not experience the same thing with the same adoption.

Centralization of mining is definitely a problem. Almost every coin faces the same challenge if they were to somehow grow to BTC's size. Those that don't have other issues, like being vulnerable to botnets. If you have a suggestion of how to solve this, I know that there are many thousands of people willing to help you.

Also, bump? I answered 20 minutes after the last post.

not you on the bump, some posts before.

BTC is not widely adopted that the point, or we have different definitions on widely adopted.
Yes its probably the most adopted atm, and as you can see scalablity is a big issue.

other coins dont have this issue because they have solutions in place.
Offcourse with tradeoffs, but thats how it works.

Censorship in BTC? not really.

If you look at pure volume (cashwise) BTC is the biggest.
Now take a look and dive in to the transactions and set them off relatively with other coins (e.g. LTC).

For LTC also consider the atomic swaps and lightning network.
BTC is more and more becoming a holder of value and other coins are stepping in for the transaction and moving value around part.

Ah, missed that
I meant in relation to other coins. It's also much more widespread than it used to be. But yeah, it has a lot of space to grow.
It's those specific one's I'm interested in. Pretty much everyone I've heard of have the same issues, with either consensus algorithm properties that are flawed in the long run, or centralization issues, that guarantee that they will be attacked and overtaken or replaced by government coins at some point, rendering them pointless.
What do you mean?
The BTC volume is bigger in every relevant regard, what do you mean?
This could be the case. It could also be solved by lightning network. The jury is out on that one for the time being.

I am not technically knowledgeable enough to have an indepth discussion on underlying tech of most coins, just mentioning there is movement in this area and that BTC is moving to the value holding part and others will take on the transactions etc...
Don't get me wrong i'm a BTC enthusiast .

Censorship, maybe we misunderstand each other, I mean anonymity.

Volume, yes BTC has the most in absolute volume, but if you compare this relatively with other coins (like LTC) and you would break that down you will see that other coins are beter in it.. (as mentioned with atomic swaps and LN).

About the Lightning Network, i'm a bit skeptical at the moment, as far as I understood it, its an IOU system, which is not great for preventing centralization.


Btw, your opinion on s2x?

I was pretty convinced about that some time ago, now I think that BTC might solve it on it's own. It will be interesting to follow how it plays out. I know you are . And I appreciate these discussions btw. I think they're beneficial for everyone involved.
Ah, now I get it. And yes, they are very connected. I would say that censorship resistance is a subset, or one of the benefits of anonymity.
Another one is that your boss or your neighbor and so forth, don't know your exact spending habits.
BTC is not perfect there. Lightning network will help a lot, but it's still problematic. Monero is a good but quite underdeveloped alternative, but the anonymity part is very expensive. Confidential transactions on BTC would help bring some of Monero's properties to BTC, but would never be as good. The expensiveness would still be there though. Mimble wimble as a side chain is also an alternative, but with other drawbacks.
I still don't really understand what you mean. I'm not saying you're wrong, just that I don't really know what you're getting at.
That's not really right, unless you add that the IOU is cryptographically enforceable, backed by the Bitcoin protocol. With a regular IOU, I would have to trust that when I want my money from you, you will actually give it to me. With payment channels (which the lightning network will be made up of), the money you owe me is tied up in the channel, and when I want the money you owe me, I go to the blockchain and claim it. I highly recommend you delve deeper into it, it's very fascinating! There are some good videos and articles to be found if you dig around a little.
I think it's a stupid, hostile takeover attempt. I think they will give up without going through with it, or go through with it but fully expecting the miners to jump ship almost immidiately. At first I thought it was just an attempt to save face for accepting segwit. Now I'm not so sure.

The 2X part in itself, I don't have that much of a problem with, it's mostly the way they try to force it on everybody from 'above'. I do however think most people don't understand how big and difficult of an undertaking a hard fork is. I think it's pretty irresponsible not to include more changes from the wish list, and to not do it with a scaling sloution that is more viable for the long term.

I think what he is trying to say is that if you were to increase the size of an altcoin and match it to the equal proportion of Bitcoin that coin would still be more efficient. I'm not sure how one would measure this, but I think that is what he is saying.

Basically the size/efficiency ratio is being compared.

exactly. thanks for that.
And calculations for that are pretty easy.

@Mat, Interesting, I will dive a little deeper in the Lightning Network.

If you have a long term view, optimal ratio at these price levels is:

Bitcoin: 0%
Ethereum: 0%
Lisk / Dash: 0%

Long term, government won't allow their money supply to be subverted - between fraud, loss of monetary policy control, loss of capital controls (places like China and Russia), loss of transaction monitoring, tax avoidance, these coins simply won't be allowed to grow to notable portion of M1, which they'll soon approach.

Bitcoin is also deeply flawed for large scale deployment. It will always be more expensive than centralized trust based solutions, by its very nature. Right now it's maybe 95% a speculative ponzi with about 5% of its market cap being an illegal economy. Purchase at your own peril. I love a good ponzi/chain letter as much as the next guy, but only if you get in on the lower layers and get out when it starts mainstreaming.

All of this, +1. I'm shocked we agree on something. :P

I wish there was an effective way to short it without being naked. Going to be hard to time the price of tulip bul....erm...bitcoin.

I realize quippy garbage is fun but you understand that when you reference tulips 80% of your audience immediately dismisses your opinion, right?