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Credit score question Credit score question

03-18-2024 , 06:40 PM
Ok so my credit will be clear next year except for a bank debt of around $500 overdraft. My question is how much will that one negative on my credit report hinder my score? If you could give me an about how much my score should be I'd appreciate it. Again, just that one thing as the other stuff should be off my credit score next year. Thanks alot appreciate it very much.
Credit score question Quote
03-18-2024 , 09:54 PM
Overdrafts don’t typically impact credit score unless the debt goes to collections. It may affect your chexsystems which could hurt your ability to get a bank account but a single overdraft is unlikely to have such an impact.

Based on the info provided it’s impossible to speculate on what your credit score is likely to be. Check one of the bureaus for free.
Credit score question Quote
03-19-2024 , 01:59 AM
There is an informative thread in oot on all things credit related if interested.
Credit score question Quote
03-19-2024 , 02:47 PM
Thanks !
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