Quote:
Originally Posted by Keloika
Why such a dividend/REIT tilt?
Quote:
Originally Posted by n00b590
This is derping of the highest order. Your hard-on for dividend yield is irrational; price appreciation is better in terms of after-tax ROI. You will pay more in trading fees, and time spent managing your portfolio. You will be less diversified.
Just buy VT.
Quote:
Originally Posted by unfrgvn
I have to agree with this. I'm not sure why you are chasing dividends so hard. If I'm not mistaken, you are not retiring and you just plan on reinvesting them anyway. It's just a taxable event 4 times a year.
You are all correct. Dividends are a bias on my part due to a fundamental lack of understanding, and bc I'm an idiot.
I've decided to switch out VNQ, VNQI, VYMI, and VIGI for VXUS. I'm keeping VSS for small-cap exposure.
I've also cut out IVOO. I like the small, mid, large cap breakdown between VOO and VIOO without it.
If we look at Callan's periodic table, It's basically S&P 500 and the Russell 2000 every year with developed and emerging markets mixed in that filled the top three performers. Bonds won down years, but since we are on an infinite time horizon and care not for risk one iota, we don't want bonds at all.
So now the mix is:
VOO
VIOO
VXUS
VSS
Thoughts?