Quote:
Originally Posted by chillrob
I don't like the American health care system either, but probably 95% of those people who would be bankrupt over a $10k medical bill have completely wasted more than $1k each year over the past 10 years.
And mostly on things that make them more likely to have medical bills, like cigarettes, alcohol, drugs, and fast food.
I think you are a good person so I am going to literally put this as politely as I can.
I think you are projecting your intelligence onto the general population far too much, i bet a vast majority of the population is not as smart as you are and does not manage money as well as you. Furthermore I think you are vastly overestimating how much is "wasted" according to your standards.
There are lots of people of modest means and modest intelligence whose only sin is wanting children. Children are one of the most expensive things people can want in life.
People who are not the smartest, and have never gone to college or anything like that who works at menial jobs, have a spouse who does a part time menial job and they are trying to raise two kids. Both are hard working, but their jobs do not pay much and kids are expensive.
A $10,000 medical bill is huge for them.